https://ficoforums.myfico.com/t5/Credit-Cards/USAA-CL/m-p/620377#M200371 congrats! &nbsp;nice CL, do you have full or limited membership? Fri, 15 Jan 2010 07:55:10 GMT score_building 2010-01-15T07:55:10Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-CL/m-p/620347#M200362 <P>I got approved for USAA MC $ 15k CL on Tuesday, 1/12.&nbsp; By today, 1/14 it was already on my Equifax as available credit $ 15k , 0 balance.&nbsp; It took my utilization down from 34% to 27%.&nbsp; Actually, my util would have been closer to 67% because my Cap one balance $ 4k reported on the same day the USAA CL reported.&nbsp; If USAA had not made it on there, my utilization would have gone from 34% to 67%.&nbsp; Instead it went down to 27%.&nbsp; My score did not change.</P><P>&nbsp;</P><P>EQ- 753, TU- 733, EX?</P><P>&nbsp;</P> Fri, 15 Jan 2010 03:58:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-CL/m-p/620347#M200362 Anonymous 2010-01-15T03:58:06Z https://ficoforums.myfico.com/t5/Credit-Cards/USAA-CL/m-p/620377#M200371 congrats! &nbsp;nice CL, do you have full or limited membership? Fri, 15 Jan 2010 07:55:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USAA-CL/m-p/620377#M200371 score_building 2010-01-15T07:55:10Z