topic Re: Credit card late payment in Credit Cards

Credit card late payment

cdub69 — Thu, 04 Feb 2010 16:56:31 GMT

I have an old credit card account showing 120 days late in 2/2004.When will this be deleted from my credit report?

newstart2010 — Thu, 04 Feb 2010 16:57:55 GMT

the late payment will come off 7 years from its date.

BungalowMo — Thu, 04 Feb 2010 17:37:00 GMT

Yeah...Feb 2011 is the drop date. Unless you can get them to GW. Who's the acct with? Is it still open & are you PIF?

MarineVietVet — Thu, 04 Feb 2010 23:34:28 GMT

@cdub69 wrote:
I have an old credit card account showing 120 days late in 2/2004.When will this be deleted from my credit report?

Each individual late will drop off at the 7 year mark.

I assume that the first 30 day late was in 11/2003? it will drop off in 11/2010.

The 60 day late will drop in 12/2010.

The 90 day late will drop off in 1/2011.

The 120 day late in 2/2011.

Was this account ever charged off or go to collections?