topic Re: 2nd CLI from Discover in Credit Cards

2nd CLI from Discover

shyboy — Fri, 05 Feb 2010 18:54:23 GMT

I've finally had the card for 6th months now.

Does anyone know how long this will continuing with the fact that my account continues to stay in good standing?

Re: 2nd CLI from Discover

DI — Fri, 05 Feb 2010 19:08:46 GMT

Congratulations! Your next CLI will be the first week in May and again the first week in August. After that, you will only get CLI once per year.

Message Edited by DI on 02-05-2010 01:08 PM

Re: 2nd CLI from Discover

shyboy — Fri, 05 Feb 2010 20:27:45 GMT

Oh ok.

Thank you for the response

Re: 2nd CLI from Discover

tianapb725 — Fri, 05 Feb 2010 21:56:17 GMT

Hmmm I've had Discover over two years and they've never given me an increase. Not sure why though. I have a perfect billing history with them. They also refuse to lower my APR.

My Credit Line is $3,100, which is fine, but I don't understand why they've never given me an increase.

Message Edited by tianapb725 on 02-05-2010 04:56 PM

Re: 2nd CLI from Discover

BungalowMo — Fri, 05 Feb 2010 22:27:23 GMT

@tianapb725 wrote:
Hmmm I've had Discover over two years and they've never given me an increase. Not sure why though. I have a perfect billing history with them. They also refuse to lower my APR.

My Credit Line is $3,100, which is fine, but I don't understand why they've never given me an increase.
Message Edited by tianapb725 on 02-05-2010 04:56 PM

What do your other CC limits look like? Have you noticed any soft inq's from Discover?

Re: 2nd CLI from Discover

tianapb725 — Fri, 05 Feb 2010 22:35:34 GMT

My citi card has a CL of $13,500 and my Amex card is $10,000. I also have a BoA and Chase that have $7K each. I just assumed that they felt I had enough available credit, which is why they haven't given me one, but I'd still like a little love now and then

I didn't see any soft pulls on my credit report and I just pulled it in January. I haven't asked for one either, so not a big deal.

Re: 2nd CLI from Discover

Anonymous — Sat, 06 Feb 2010 03:10:31 GMT

Don't worry. I have got my Discover card for 15 months now, and I haven't got a single CLI from them during that time.