topic Re: Should I push the luv button again?... in Credit Cards

Should I push the luv button again?...

silly34 — Sat, 10 Nov 2007 15:12:42 GMT

We pushed it 30 days ago got an 8k CL (Amex). Would it be too soon to push again or should we wait a little while longer? Thanks.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 15:24:18 GMT

silly34 wrote: We pushed it 30 days ago got an 8k CL (Amex). Would it be too soon to push again or should we wait a little while longer? Thanks.

I'm thinking about the same thing. they give me 10k now i want 18k

Message Edited by oneloveforall_2000 on 11-10-2007 10:24 AM

Re: Should I push the luv button again?...

haulingthescoreup — Sat, 10 Nov 2007 15:24:28 GMT

Which Amex card? How long have you had it? What CL did you start with, and was this your only CLI so far?

Re: Should I push the luv button again?...

dangphuocloc72 — Sat, 10 Nov 2007 15:48:51 GMT

now my Cl 2500 , next month I'll hit love for 20k if they Denied , go down for 10k

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 16:03:17 GMT

Do what you feel comfortable with, but try to not raise any flags. Too many requests in a short period of time may result in unintended consequences.

I have not tried for any Amex luv yet. I'm going the conservative route, will wait till my card is 3mo old.

edit-

( still feeling the welts from being whipped by Amex)

Message Edited by Anderson on 11-10-2007 08:03 AM

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 15:54:55 GMT

I would hit the luv button ASAP all the can do is say no

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 16:10:03 GMT

Anderson wrote:
Do what you feel comfortable with, but try to not raise any flags. Too many requests in a short period of time may result in unintended consequences.

I have not tried for any Amex luv yet. I'm going the conservative route, will wait till my card is 3mo old.

edit-
( still feeling the welts from being whipped by Amex)

Message Edited by Anderson on 11-10-2007 08:03 AM

I waited too.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 16:10:26 GMT

@Anonymous wrote:
I would hit the luv button ASAP all the can do is say no

lol, but i would like a yes

Re: Should I push the luv button again?...

haulingthescoreup — Sat, 10 Nov 2007 16:31:35 GMT

@Anonymous wrote:
I would hit the luv button ASAP all the can do is say no

All they can do is say no, and by the way, do you have your tax forms and bank statements handy?

That's why I asked how long OP had had the card. Amex is generous, but you don't want to make them start wondering if you're up to something by going to the well too frequently.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 16:55:32 GMT

Listen to Hauling!

If you must hit the love button get your finanical papers in order. Asking for more money could prompt a FR.

I have been there and done that and the FR is no joke! They shut down all of your AMEX cards. I was blessed because I kept my credit limits and all of my cards.

Others not so lucky, even people that made more money then I did and they still lost their cards.

Good luck

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 17:51:53 GMT

How did this strategy work out for you?

netpanther wrote:

I waited too.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 17:54:26 GMT

Anderson wrote:
How did this strategy work out for you?
netpanther wrote:

I waited too.

Has worked very well. Started out w/ a 1000 Blue for students, then a Clear- and have 13000 worth of credit between them. Recently just reallocated the lines of credit so the Clear is the one w/ the highest CL as it is zero percent.

I posted this on another thread I think- that some people think that you dont' get hit w/ a FR unless you get to 20000 to 25000 but I don't know if that is correct.

Slow and steady has bennefitted me so well.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 18:05:26 GMT

Sounds like you've done very well, congrats. Hope I have the same success.

Don't wish to experience the FR, especially since I just went thru the Identity Verification, though I could easily provide the docs.

Thanks

netpanther wrote:

Anderson wrote:
How did this strategy work out for you?
netpanther wrote:

I waited too.

Has worked very well. Started out w/ a 1000 Blue for students, then a Clear- and have 13000 worth of credit between them. Recently just reallocated the lines of credit so the Clear is the one w/ the highest CL as it is zero percent.

I posted this on another thread I think- that some people think that you dont' get hit w/ a FR unless you get to 20000 to 25000 but I don't know if that is correct.

Slow and steady has bennefitted me so well.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 19:08:49 GMT

If I push the luv button and say for example ask for 5000.00 will they come back and give an amount lower if they won't go that much higher?

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 19:33:37 GMT

kasowell wrote:
If I push the luv button and say for example ask for 5000.00 will they come back and give an amount lower if they won't go that much higher?

I don't know. Both of the times I asked for a CLI I did it over the phone.

Re: Should I push the luv button again?...

silly34 — Sat, 10 Nov 2007 20:01:40 GMT

The card is a Blue Cash. Current CL $8k (up from $2k last month). Had it little over a year now. The balance on the card was $2000 but just brought the balance down to $999 and some change. Only have asked for the one CLI so far.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 21:12:22 GMT

I just hit the luv for 25K, instant approval

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 21:28:40 GMT

what was your limit before?

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 21:32:27 GMT

I've had the AMEX Blue Cash for about 8 weeks, went from $3200 to $12200, to $25000. I PIF $1500 last month and I have a balance of $2500 right now, statement closing date of 11/16. I'm not going to PIF this month since I still have 0% APR.

Re: Should I push the luv button again?...

Anonymous — Sat, 10 Nov 2007 23:06:26 GMT

Pressed it and they said tell you in 7 to 10 days. Is it once every 30 days per person or per account?