topic Re: Chase and an Free Experian Score ??? in Credit Cards

Chase and a Free FICO Experian Score ???

nicemann — Fri, 12 Feb 2010 01:29:45 GMT

So I logged onto my Chase online account to check my credit card activity. I get a message of that Chase is now giving a free monthly FICO score. I thought, that's cool one more thing to get for free. I hit the button and I had to agree for the information to come from Experian. Then at the bottom of the scoring page it has "FICO® credit score is provided by Experian." I thought Experian didn't provide the FICO score anymore. It even has the "officially certified" by Fair Isaac symbol on it.

BTW it only gives a range, not an exact score. For example my score is 680-689. It also says it will be a monthly free score, but it says the current one is from December. Heck it's better then nothing and its free.

Message Edited by nicemann on 02-11-2010 06:29 PM

Re: Chase and an Free Experian Score ???

nicemann — Thu, 11 Feb 2010 14:32:49 GMT

Also in the FAQs it states:

What do I do if I have a question about my current FICO credit score?

Your FICO credit score is provided monthly by Experian. You may contact Experian directly at:

Experian
(888) 397-3742
Post Office Box 9532
Allen, TX 75013
http://www.experian.com

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 14:35:39 GMT

I'm going to check that out immediately. Thanks for the tip!

(HMMM...could this be the ghost of Wamu appearing?)

Re: Chase and an Free Experian Score ???

nicemann — Thu, 11 Feb 2010 14:44:30 GMT

@Anonymous wrote:
I'm going to check that out immediately. Thanks for the tip!

(HMMM...could this be the ghost of Wamu appearing?)

Yeah maybe it is the ghost of Wamu. Also if you have it, see you if you can find a link to always go to it. Mine came up on the main welcome page and also on a banner. Now both of them are gone since I logged out and back in. I don't see a permanent link anywhere.

Looks like it sends you to a generic link for the score that's why it's not a specific score. For example my URL is https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_68

I wish mine was:

https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_84

All they do is change the last two digits of the URL and drop the zero.

Message Edited by nicemann on 02-11-2010 07:44 AM

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 14:47:03 GMT

Just logged into my account and saw the same thing. I'm glad they brought this back after taking over WAMU. Mine is 740-749. Just curious...Is this a true FICO or is it FAKO? Because I like my score.

RozBuds

Re: Chase and an Free Experian Score ???

nicemann — Thu, 11 Feb 2010 14:49:11 GMT

@Anonymous wrote:
Just logged into my account and saw the same thing. I'm glad they brought this back after taking over WAMU. Mine is 740-749. Just curious...Is this a true FICO or is it FAKO? Because I like my score.
RozBuds

Well it has the seal from Fair Issac so it should be a true FICO.

Message Edited by nicemann on 02-11-2010 07:49 AM

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 15:23:38 GMT

Well, it's not there for me. Would have been nice to get some use out of this now worthless account.

What is there for me is a nice, hefty ratejack! From 10.24 -> 22.24%. It just kicked in!!

Thanks, Chase! (Again!)

Someone over there has major thinking problems.

Re: Chase and an Free Experian Score ???

score_building — Thu, 11 Feb 2010 15:31:38 GMT

IIRC to start it is being launched in selected states and requires the card holder to have a chase checking acct.

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 15:33:30 GMT

Where is that generic link? I logged back in and can't locate the link.
Thank you, RozBuds
@nicemann wrote:
@Anonymous wrote:
I'm going to check that out immediately. Thanks for the tip!

(HMMM...could this be the ghost of Wamu appearing?)
Yeah maybe it is the ghost of Wamu. Also if you have it, see you if you can find a link to always go to it. Mine came up on the main welcome page and also on a banner. Now both of them are gone since I logged out and back in. I don't see a permanent link anywhere.

Looks like it sends you to a generic link for the score that's why it's not a specific score. For example my URL is https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_68

I wish mine was:
https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_84

All they do is change the last two digits of the URL and drop the zero.
Message Edited by nicemann on 02-11-2010 07:44 AM

Re: Chase and an Free Experian Score ???

BungalowMo — Thu, 11 Feb 2010 15:55:29 GMT

Jeez...I have a Chase mortgage & a Chase BP Visa...I get no FICO

I don't see a link anywhere

Edit: I just sent a secure email to Chase through their website inquiring about this. I'll post what I find out!

Message Edited by BungalowMo on 02-11-2010 10:55 AM

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 16:07:45 GMT

Which states I'm guessing Oklahoma is one of since I do have a checking with them

Re: Chase and an Free Experian Score ???

nicemann — Thu, 11 Feb 2010 17:20:23 GMT

Yeah I do have a checking account with them and a Visa. Maybe that is why it's showing me for me. BTW I am in AZ.

It's not showing on my account again. I am not sure how to get to it if you don't have the banner.

Re: Chase and an Free Experian Score ???

rom828 — Thu, 11 Feb 2010 17:32:21 GMT

I'm in GA and only have the Chase Freedom card and no offer for EX score is there for me, either

Guess just like the rewards variations (as discussed in another thread) they have 'variations' as to which customers get the report access.

Re: Chase and an Free Experian Score ???

BungalowMo — Thu, 11 Feb 2010 17:40:38 GMT

They get my mortgage interest every month...I should get a cracker tossed my way every now & then....

Re: Chase and an Free Experian Score ???

score_building — Thu, 11 Feb 2010 17:43:55 GMT

rom828 wrote:
I'm in GA and only have the Chase Freedom card and no offer for EX score is there for me, either

Guess just like the rewards variations (as discussed in another thread) they have 'variations' as to which customers get the report access.

those who are not in one of the states that they are starting the program with or don't have chase checking in addition to cc probably won't see an offer.

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 18:15:00 GMT

Per the CB thread:

Currently, it includes the following states: AZ, CA, ID, NV, OR, UT, and WA.

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 18:17:00 GMT

Hey - that's my state.

Oh, hades. Now do I have to get a Chase card?

Re: Chase and an Free Experian Score ???

crivas21 — Thu, 11 Feb 2010 18:19:40 GMT

I have a checking,savings and credit card with chase and i just cant find the link to the free score.I live in california.any help please?

Re: Chase and an Free Experian Score ???

nicemann — Thu, 11 Feb 2010 18:36:29 GMT

Sorry guys....the banner just came up on my account again for the free score, but it is just a generic one. It must have your credit score already ready when the banner pops up. I tried to copy the link from my banner and post it in a different computer (without logging on) and it gave me my score.

Re: Chase and an Free Experian Score ???

Anonymous — Thu, 11 Feb 2010 19:06:49 GMT

It might be useful for those who receive the Fico score to post what type(s) of Chase CC accounts they have. Perhaps the free score requires a checking account plus a certain type of Chase CC account (ex-WaMu or Freedom or Slate, etc.) ...