topic Re: WOOHOO! Macys goodwill response in Credit Cards

WOOHOO! Macys goodwill response

Anonymous — Sat, 13 Feb 2010 11:21:41 GMT

I got my response from Macys last night. They have agreed to remove all negative information from my credit report.

Re: WOOHOO! Macys goodwill response

Anonymous — Sat, 13 Feb 2010 11:26:22 GMT

Outstanding, heatherskib!

Congrats!

Re: WOOHOO! Macys goodwill response

score_building — Sat, 13 Feb 2010 12:32:32 GMT

awesome, WTG! they're good like that

Re: WOOHOO! Macys goodwill response

Anonymous — Sat, 13 Feb 2010 15:44:19 GMT

Far Out! Congratulations!

Re: WOOHOO! Macys goodwill response

Jazzzy — Sat, 13 Feb 2010 15:56:56 GMT

Good work. I know it can be hard to do...a humbling thing to ask.

Doesn't it feel good when it comes to pass?

My husband had a string of 8 lates showing on EQ because of a late payment he made years ago with a different creditor. He didn't catch up for quite some time, so the lates kept coming. (We weren't monitoring our credit then...big mistake.) My husband asked for them to delete the lates...and all were removed. It took a while for him to work up the nerve to ask, but it worked!

Thanks for posting this. It may get someone to make a move that they have been contemplating and ask for goodwill removals.

Re: WOOHOO! Macys goodwill response

DI — Sat, 13 Feb 2010 16:20:35 GMT

Congrats!

Re: WOOHOO! Macys goodwill response

BungalowMo — Sat, 13 Feb 2010 21:19:32 GMT

Congrats!!! Every baddie gone is one step closer to a higher FICO! Was it on all 3?? (even better to be outta here!)

Re: WOOHOO! Macys goodwill response

Anonymous — Sun, 14 Feb 2010 16:16:55 GMT

They said they would remove the late pays and change to paid as agreed on all 3 reports. Hopefully this means that my transunion socre will move a little too! Ir's been stuck at a 581 for months.

Re: WOOHOO! Macys goodwill response

BungalowMo — Sun, 14 Feb 2010 22:49:08 GMT

@Anonymous wrote:
They said they would remove the late pays and change to paid as agreed on all 3 reports. Hopefully this means that my transunion socre will move a little too! Ir's been stuck at a 581 for months.

Be sure to keep us up on the status.... go heatherskib!!!!! You're on a roll!!!

Re: WOOHOO! Macys goodwill response

Anonymous — Tue, 16 Feb 2010 15:35:52 GMT

Due to popular request, here's the contact fax # I used, and a copy of my GW letter.

fax # 513-573-2898 attention Department C

Macy’s Credit Reporting Department
PO Box 8118
Mason, OH 45040 January 25, 2010 Re: NameSocial Security number Acct #

Dear Sir or Madam:

I am disputing the charge off of my Macy’s Credit Card due to the fact that the local Macy’s store did not process the refund of two cosmetic items to my account. I request an investigation of my account and the circumstances leading to it’s being charged –off. Please send the results of this investigation to Me at Address I purchased some cosmetics on Macys.com in August 2008, and I returned them soon after I received them to my local Macy’s store. I thought that they would simply be recharged to my account and that the return hadn’t shown yet for some reason. Because of this return I thought that my account was had a $0.00 balance, and did not require my attention and did not think anything of it. During this period my husband lost his job and we were evicted due to our landlords entering foreclosure. Unfortunately I lost track of the account, and the next time I checked on it the account was in default and had been sent to a collection agency. I am disputing this charge-off due to the fact that the local Macy’s store did not process the refund to my account. The account was paid to the collection agency on September 2, 2009.

Sincerely, me

Re: WOOHOO! Macys goodwill response

Anonymous — Tue, 16 Feb 2010 16:08:05 GMT

Please can someone help me with the same information, l.e fax, address or any contact information for the same department for Capital one?

Regards

Uche

Re: WOOHOO! Macys goodwill response

score_building — Tue, 16 Feb 2010 16:18:03 GMT

OHGOD wrote:
Please can someone help me with the same information, l.e fax, address or any contact information for the same department for Capital one?

Regards

Uche

Welcome to the Forums OHGOD! Each thread has a topic, you will likely have a better response if you start a new thread with your Cap1 topic.

Unfortunately, I can tell you preemptively that cap1 has what is probably one of the worst records of any issuer on good will requests, that doesn't mean it is not worth a try...

Re: WOOHOO! Macys goodwill response

Anonymous — Tue, 16 Feb 2010 16:20:22 GMT

score_building

Sorry if i seem to have highjacked this post and thanks so much for that info.

Re: WOOHOO! Macys goodwill response

Anonymous — Sat, 20 Mar 2010 03:40:51 GMT

oh this is so perfect! I have one late payment from forever ago on it still - I know because it's so long ago it might not matter a GREAT deal but every little bit helps

Re: WOOHOO! Macys goodwill response

Kiwill — Sat, 20 Mar 2010 14:30:26 GMT

Congratulations, I absolute adore Macys's!! Each time I've asked for a CLI, they approved me with now hard pulls.