topic Re: Who pulls just Transunion? in Credit Cards

Who pulls just Transunion?

Anonymous — Tue, 23 Feb 2010 17:59:45 GMT

Does anyone know of any credit cards to apply for who just pull Transunion? I just got the last collection I was dealing with off Transunion, but it still hasn't come off Equifax and was verified somehow with Experian. I also have a charge off with Capital One that isn't going anywhere on all 3 reports, but that is now the only negative on Transunion. My EQ score is 655 with the charge off and collection, and 3 inquiries. Transunion has none, so my score should be a little higher.

Anything I should apply for?

Re: Who pulls just Transunion?

Creditaddict — Tue, 23 Feb 2010 18:03:30 GMT

Juniper/Barclays = USAir, Apple, Bank Atlantic, Barns and Nobile

Re: Who pulls just Transunion?

Anonymous — Tue, 23 Feb 2010 18:26:35 GMT

Nationwide Bank. They want at least a 690 score.

State Farm Bank. They don't like a lot of inqs.

Chase, if you freeze EX/EQ. They shy away from inq and new accounts.

Hope this helps.

Re: Who pulls just Transunion?

Anonymous — Tue, 23 Feb 2010 18:42:55 GMT

I thought Nationwide pulled EQ?

Re: Who pulls just Transunion?

fused — Tue, 23 Feb 2010 19:24:25 GMT

Merrick Bank (Hooters MC)

Re: Who pulls just Transunion?

Itsmeagain — Tue, 23 Feb 2010 19:26:24 GMT

Nationwide pulled TU when I first applied then 15 days later, pulled EX when I was approved, and yes, it took 15 days which is about normal for Nationwide.

Discover pulled TU only for me.

I'm in Georgia

Message Edited by Itsmeagain on 02-23-2010 02:26 PM

Re: Who pulls just Transunion?

Anonymous — Tue, 23 Feb 2010 21:34:04 GMT

@Anonymous wrote:
I thought Nationwide pulled EQ?

They pulled TU on both my Personal card and Business card.

Itsmeagain wrote:
Nationwide pulled TU when I first applied then 15 days later, pulled EX when I was approved, and yes, it took 15 days which is about normal for Nationwide.

Discover pulled TU only for me.

I'm in Georgia
Message Edited by Itsmeagain on 02-23-2010 02:26 PM

Wow, they gave you a hard time. :\ Both of mine were instant and only one pull.

Message Edited by JMN on 02-23-2010 01:34 PM

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 00:05:28 GMT

I had eq and ex frozen, and was approved for a target visa with a tu pull in-store. Also, most gemb cards seem to pull tu for me.

Re: Who pulls just Transunion?

laz98 — Wed, 24 Feb 2010 00:08:16 GMT

state farm pulls transunion??? neat!

Re: Who pulls just Transunion?

woozy — Wed, 24 Feb 2010 04:18:46 GMT

Be careful if you get a Juniper, they have a terrible rep on the Apple forums. All kinds of nasty little games.

Re: Who pulls just Transunion?

laz98 — Wed, 24 Feb 2010 05:15:25 GMT

@Anonymous wrote:
I had eq and ex frozen, and was approved for a target visa with a tu pull in-store. Also, most gemb cards seem to pull tu for me.

gemb pulled EQ for all 4 of my cards

Re: Who pulls just Transunion?

BungalowMo — Wed, 24 Feb 2010 13:58:12 GMT

Nationwide pulled TU only for me. GEMB hits EQ every time. I'm in VA, so GEMB may hit other reports for other states. General consensus for Nationwide is TU

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 14:06:22 GMT

That's odd. I am also in VA and the only GEMB products that have pulled EQ on me are GECAF cards and Care Credit. All the store cards (walmart,steinmart,sams,old navy, QVC, shopnbc,chevron) have pulled TU. Sony Card pulled EQ, also.

Re: Who pulls just Transunion?

BungalowMo — Wed, 24 Feb 2010 16:23:52 GMT

@Anonymous wrote:
That's odd. I am also in VA and the only GEMB products that have pulled EQ on me are GECAF cards and Care Credit. All the store cards (walmart,steinmart,sams,old navy, QVC, shopnbc,chevron) have pulled TU. Sony Card pulled EQ, also.

The two I have from GEMB are Care Credit & Lowes...and now that I think of it, Lowes pulled TU.

my bad...

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 17:03:31 GMT

@laz98 wrote:
@Anonymous wrote:
I had eq and ex frozen, and was approved for a target visa with a tu pull in-store. Also, most gemb cards seem to pull tu for me.
gemb pulled EQ for all 4 of my cards

Same for me, except JCPenney, which pulled TU.

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 19:30:39 GMT

Chase -

United Mileage Visa
Amazon Visa

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 19:55:11 GMT

So Walmart and Walmart Discover ALWAYS pull TU?

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 22:00:39 GMT

In my area Walmart and Sams pull TU. For the bankcard products the seem to pull TU and soft EQ for VERID.

Re: Who pulls just Transunion?

laz98 — Wed, 24 Feb 2010 22:06:47 GMT

i'm sorry what is verid?

Re: Who pulls just Transunion?

Anonymous — Wed, 24 Feb 2010 22:17:31 GMT

It's the service that a lot of creditors use to generate the 5 "random" questions to verify your identity. GEMB, HSBC, etc. use it. It is related to or used in conjunction with Lexis Nexis Garbage collector services.

Message Edited by mrancier on 02-24-2010 02:17 PM