topic Re: Motivation in Credit Cards

Motivation

stpn2me — Sun, 11 Nov 2007 11:45:18 GMT

Your score history

I just thought some of you guys would like to see my progression since getting serious in Jan 07. As you can see, it takes time, but eventually, your score will get better. Bank Of America still hasnt reported the $1000 I took off of it (CL is 1500, when I charged a down payment on a car of $1000, it dropped my score to 670 from 684) I didnt get the car, got my money back and I am still waiting to see if I get my points back (the credit card has a $5.00 balance). I think I should, but anyway, see the rise since I got serious? No inq, no baddies, and I have been paying down debt. Good luck guys and keep on the block...dont give up and you can dig yourself out of bad credit holes, it just takes time..

Stpn2me

Re: Motivation

Anonymous — Sun, 11 Nov 2007 13:55:39 GMT

WOW!!! That's almost 150 points from the low in Jan '07. Excellent job!!!!!

Re: Motivation

haulingthescoreup — Sun, 11 Nov 2007 14:07:34 GMT

Hey, nice work! My EQ graph just looks like a dead snake in the road --some zigs and zags, but no appreciable movement. I need to show your graph to my graph, so it will understand what it's supposed to be doing.

Re: Motivation

SpecFile — Sun, 11 Nov 2007 14:20:23 GMT

Great job! What caused that big dip at the first of the year?

Re: Motivation

stpn2me — Sun, 11 Nov 2007 19:41:40 GMT

"What caused that big dip at the first of the year?"

I had a late on a student loan while it was being consolidated and not really knowing about this site. Since then I have gotten the lates removed by asking for the loan office to take them off and that just happened this month. It should go up nicely this month. Plus being in afghanistan not being able to spend money didnt hurt!

I just wanted some people to know that what they say on this forum does work but it only takes time..

Stpn2me

TU - 673 EQ - 670 EX - 684

Message Edited by stpn2me on 11-11-2007 11:41 AM

Re: Motivation

fused — Sun, 11 Nov 2007 19:53:08 GMT

WTG! Let's keep the good news coming!

Re: Motivation

kclb — Sun, 11 Nov 2007 19:54:23 GMT

@stpn2me wrote:
Your score history
I just thought some of you guys would like to see my progression since getting serious in Jan 07. As you can see, it takes time, but eventually, your score will get better. Bank Of America still hasnt reported the $1000 I took off of it (CL is 1500, when I charged a down payment on a car of $1000, it dropped my score to 670 from 684) I didnt get the car, got my money back and I am still waiting to see if I get my points back (the credit card has a $5.00 balance). I think I should, but anyway, see the rise since I got serious? No inq, no baddies, and I have been paying down debt. Good luck guys and keep on the block...dont give up and you can dig yourself out of bad credit holes, it just takes time..
Stpn2me

Congratulations! ^^

Re: Motivation

Anonymous — Sun, 11 Nov 2007 20:56:20 GMT

great work! be safe in afghanistan!

Re: Motivation

Anonymous — Sun, 11 Nov 2007 23:09:11 GMT

Way to go!

Re: Motivation

Anonymous — Sun, 11 Nov 2007 23:54:31 GMT

WTG!

Inspiration to all of us.