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    <title>topic How leanders monitor you! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95643#M20668</link>
    <description>&lt;DIV&gt;Interesting read.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;A target="_blank" href="http://articles.moneycentral.msn.com/Banking/YourCreditRating/8SecretCreditScoresThatLendersKeep.aspx?gt1=10620"&gt;http://articles.moneycentral.msn.com/Banking/YourCreditRating/8SecretCreditScoresThatLendersKeep.aspx?gt1=10620&lt;/A&gt;&lt;/DIV&gt;</description>
    <pubDate>Sun, 11 Nov 2007 21:02:53 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-11-11T21:02:53Z</dc:date>
    <item>
      <title>How leanders monitor you!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95643#M20668</link>
      <description>&lt;DIV&gt;Interesting read.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;A target="_blank" href="http://articles.moneycentral.msn.com/Banking/YourCreditRating/8SecretCreditScoresThatLendersKeep.aspx?gt1=10620"&gt;http://articles.moneycentral.msn.com/Banking/YourCreditRating/8SecretCreditScoresThatLendersKeep.aspx?gt1=10620&lt;/A&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 11 Nov 2007 21:02:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95643#M20668</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-11T21:02:53Z</dc:date>
    </item>
    <item>
      <title>Re: How leanders monitor you!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95668#M20689</link>
      <description>&lt;DIV&gt;I just used that calculator.... results...Your expenses are becoming too high, particularly if you plan to consider purchasing a home. Most lenders would ask that you reduce your debt ratio before providing you with a loan.&lt;/DIV&gt;&lt;DIV&gt;Better not tell my hubby.&amp;nbsp; lol Tks Vicki&lt;/DIV&gt;</description>
      <pubDate>Sun, 11 Nov 2007 22:04:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95668#M20689</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-11-11T22:04:09Z</dc:date>
    </item>
    <item>
      <title>Re: How leanders monitor you!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95673#M20694</link>
      <description>Hmmm... Debt ratio of 19% --I need more debt! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;That's OK, I'll be blowing up the kitchen in 4 or 5 months. That oughta do it.</description>
      <pubDate>Sun, 11 Nov 2007 22:14:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-leanders-monitor-you/m-p/95673#M20694</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2007-11-11T22:14:17Z</dc:date>
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