topic Re: Luv buttons in Credit Cards

Luv buttons

pmany0324 — Wed, 24 Feb 2010 23:03:13 GMT

I'm just curious, it may have already been asked but what is a luv button? I see that term thrown around a lot on the forum. This is no joke, when I first saw some postings about it, I logged on to some of my accounts and was searching for a button with a heart on it.

What exactly is it? A link to request for a CLI and only certain people get it?

Thanks! I have some new credit, waiting to see if I can get a CLI on them. Didn't know what I was suppose to be looking for when I logged on to my accounts.

Re: Luv buttons

nicemann — Wed, 24 Feb 2010 23:09:09 GMT

Yep a "luv button" is a button on the website of your credit card to ask for a credit limit increase. For example my BoA accounts have it. Not all companys have a link on the website.

Re: Luv buttons

MarineVietVet — Wed, 24 Feb 2010 23:22:47 GMT

@pmany0324 wrote:
I'm just curious, it may have already been asked but what is a luv button? I see that term thrown around a lot on the forum. This is no joke, when I first saw some postings about it, I logged on to some of my accounts and was searching for a button with a heart on it.

What exactly is it? A link to request for a CLI and only certain people get it?

Thanks! I have some new credit, waiting to see if I can get a CLI on them. Didn't know what I was suppose to be looking for when I logged on to my accounts.

For Citi accounts you can sometimes find an offer for a CLI in the Tools and Services pulldown menu and sometimes at the bottom right of the screen when you log in.

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

Re: Luv buttons

Anonymous — Thu, 25 Feb 2010 08:11:10 GMT

For HSBC cards the luv button is usually on the left hand side.

For Chase cards you have to call.

For Capital One cards you have to hit yourself over the head with a mallet until you see double.

Re: Luv buttons

Anonymous — Thu, 25 Feb 2010 10:13:13 GMT

@Anonymous wrote:
For HSBC cards the luv button is usually on the left hand side.
For Chase cards you have to call.
For Capital One cards you have to hit yourself over the head with a mallet until you see double.

Re: Luv buttons

Anonymous — Thu, 25 Feb 2010 11:39:58 GMT

@Anonymous wrote:
@Anonymous wrote:
For HSBC cards the luv button is usually on the left hand side.
For Chase cards you have to call.
For Capital One cards you have to hit yourself over the head with a mallet until you see double.

Thank you, I'll be here all week. Be sure to tip your waiter, 'cause it's probably me.

Re: Luv buttons

MsKiwi — Thu, 25 Feb 2010 15:36:44 GMT

@Anonymous wrote:
For HSBC cards the luv button is usually on the left hand side.
For Chase cards you have to call.
For Capital One cards you have to hit yourself over the head with a mallet until you see double.

+1 and LOL on the Cap One comment.

Re: Luv buttons

BungalowMo — Thu, 25 Feb 2010 19:04:42 GMT

OMG Barlow....you're a HOOT!!!

Re: Luv buttons

Kiwill — Fri, 26 Feb 2010 14:41:40 GMT

+++++

LMBO because this is soo true!!!!

Re: Luv buttons

laz98 — Fri, 26 Feb 2010 20:19:27 GMT

i don't know why they put them there if you are not going to actually get a CLI! it's so annoying.

Re: Luv buttons

Anonymous — Fri, 26 Feb 2010 21:29:43 GMT

@laz98 wrote:
i don't know why they put them there if you are not going to actually get a CLI! it's so annoying.

Because it's easier to have it all the time than to dynamically generate a list of who should have it and render the web pages on the fly. Plus the false hope is good too.

Re: Luv buttons

laz98 — Fri, 26 Feb 2010 21:30:53 GMT

@Anonymous wrote:
@laz98 wrote:
i don't know why they put them there if you are not going to actually get a CLI! it's so annoying.

Because it's easier to have it all the time than to dynamically generate a list of who should have it and render the web pages on the fly. Plus the false hope is good too.

wow, that was actually a pretty legitimate-sounding reason! i wasn't expecting that. yeah, they keep bursting my bubble

Re: Luv buttons

favor4me2 — Sun, 28 Feb 2010 05:54:11 GMT

Hi thearmofbarlow, just curious how did you raise your score 99 pts in a matter of months? By the way good job.

Re: Luv buttons

Anonymous — Sun, 28 Feb 2010 11:08:17 GMT

@favor4me2 wrote:
Hi thearmofbarlow, just curious how did you raise your score 99 pts in a matter of months? By the way good job.

Basically, I got a better job.

My job is highly seasonal. We make really good money around December and I was able to pay off nearly three grand in debt within two months. It took my utilization from around 90% across the board to 0%. I already had an excellent payment history so basically it just went up to where it should have been already, had I not screwed up by buying too much crap. lol

Re: Luv buttons

Anonymous — Sun, 28 Feb 2010 11:28:27 GMT

Let's play a love game, play a love game
Do you want love, or you want fame
Or you win the game
Through the love game

Re: Luv buttons

Jazzzy — Sun, 28 Feb 2010 15:17:02 GMT

For AmEx, there is a link at the bottom of the "Recent Activity" page.

Re: Luv buttons

Thunderseven — Tue, 02 Mar 2010 23:34:17 GMT

I have BofA myself. What does the Luv Button look like?

Re: Luv buttons

Anonymous — Tue, 02 Mar 2010 23:52:54 GMT

@Thunderseven wrote:
I have BofA myself. What does the Luv Button look like?

Like this:

Left hand side, below Authorization.

Re: Luv buttons

Thunderseven — Fri, 05 Mar 2010 00:51:54 GMT

I didn't realize that was the Luv Button. I have one of those right now. I think I'll wait a little while longer before trying it out though. I just received my new Citi card. Got instant approval with them for a CL of $8,300.00, so I think I'll just work the system for a while and continue to bring my DTI down and my score up. Thanks for the info.

Re: Luv buttons

Anonymous — Thu, 11 Mar 2010 03:11:21 GMT

@Thunderseven wrote:

I didn't realize that was the Luv Button. I have one of those right now. I think I'll wait a little while longer before trying it out though. I just received my new Citi card. Got instant approval with them for a CL of $8,300.00, so I think I'll just work the system for a while and continue to bring my DTI down and my score up. Thanks for the info.

Which citi do you have? BTW congrats on the new Cl