topic Re: CHASE in Credit Cards

CHASE

Anonymous — Wed, 03 Mar 2010 20:09:01 GMT

has anyone gotten a cli, balance transfer or anything good from them?

I had two WAMU cards that went to Chase and I'm afraid to call them

as I heard they use this against you. Is this true?

Re: CHASE

Scamp — Wed, 03 Mar 2010 20:16:29 GMT

I've gotten a couple of sets of BT 'checks' - unsolicited - from them in the last several months, but that's it. I've not tried for a CLI.

My anniversary's coming up this month, with them; if I get an auto-CLI, I'll post about it.

Re: CHASE

fused — Wed, 03 Mar 2010 21:38:05 GMT

No CLIs for a long time, but like scamp, I have received unsolicited BT checks a few times over the last 6-9 months.

Re: CHASE

Anonymous — Wed, 03 Mar 2010 21:41:45 GMT

Me too ... same as Scamp and fused.

Re: CHASE

stefanc — Thu, 04 Mar 2010 00:31:15 GMT

@Anonymous wrote:
has anyone gotten a cli, balance transfer or anything good from them?

I had two WAMU cards that went to Chase and I'm afraid to call them
as I heard they use this against you. Is this true?

I have an ex-WAMU - upgraded to a "PerfectCard". They have re-upped my card, but no offers at all. I used my WAMU almost exclusively for BT when it was a WAMU card.

When I called to activate the new card they sent the CSR mentioned (with no prompting on my part I was only activating) something along the lines of "Oh I see this was a WAMU account..."

I'm not sure what that had to do with anything at the time, but obviously my account has been tagged with step-child notations. I'm using the Card quite a bit and PIF every month, it's just staying as it was...

Re: CHASE

Anonymous — Thu, 04 Mar 2010 03:39:34 GMT

@Anonymous wrote:
has anyone gotten a cli, balance transfer or anything good from them?

I had two WAMU cards that went to Chase and I'm afraid to call them
as I heard they use this against you. Is this true?

They just upped my CL from $13k to a whopping $13,300.

Re: CHASE

fused — Thu, 04 Mar 2010 03:51:07 GMT

O6 wrote:

@Anonymous wrote:
has anyone gotten a cli, balance transfer or anything good from them?

I had two WAMU cards that went to Chase and I'm afraid to call them
as I heard they use this against you. Is this true?

They just upped my CL from $13k to a whopping $13,300.

Auto CLI? Did they hard you?

Re: CHASE

Anonymous — Thu, 04 Mar 2010 05:38:25 GMT

@fused wrote:
@Anonymous wrote:
@Anonymous wrote:
has anyone gotten a cli, balance transfer or anything good from them?

I had two WAMU cards that went to Chase and I'm afraid to call them
as I heard they use this against you. Is this true?

They just upped my CL from $13k to a whopping $13,300.
Auto CLI? Did they hard you?

It was automatic. No hard pull, but it looks like there was a soft done a day or three before.

Re: CHASE

Anonymous — Thu, 04 Mar 2010 10:45:38 GMT

They upped my limit from $3,000 to $7,000 a month or two back. I was pleasantly surprised when I logged in and saw that.

Edit: The type of card is just a vanilla "Chase Cash Rewards" Visa.

Message Edited by JMN on 03-04-2010 02:45 AM

Re: CHASE

Zar — Thu, 04 Mar 2010 11:03:06 GMT

JMN,

How much and often do you use your Chase card if we can know? Is is a former WaMu?

Thanks,

Zar

Re: CHASE

Red1Blue — Thu, 04 Mar 2010 11:54:02 GMT

I started my card with $3300 CL about 2 years ago and now it is at $5300. I have been getting $500 CLI every six months or so with our hard. Once I did ask for CLI and it costed me hard. I got couple of BT offers in the last few days. My card is Starbucks card which is going to change to freedom next months as chase/starbucks relationship ended.

Re: CHASE

BungalowMo — Thu, 04 Mar 2010 13:30:52 GMT

I got a chase BP visa last July...limit $2100, then around October I got a CLI of $500. No hard & no soft that I'd noticed. (didn't purchase a new TU report to check). I'm waiting to see if they CLI me again in the next couple months....

Re: CHASE

Anonymous — Thu, 04 Mar 2010 14:06:08 GMT

i just got a letter from them saying that they increased my cl from 4250 to 4550.

Re: CHASE

cdtotten — Thu, 04 Mar 2010 14:13:00 GMT

I started off with a $6k CL on my Chase Freedom back in late 2005 when I opened it (at the time was 21), it was bumped to $9,500 about a year later (soft auto-increase) and has stayed there since.

Re: CHASE

Anonymous — Thu, 04 Mar 2010 15:07:12 GMT

Got a Southwest Visa (4K and never carry a balance) last June and have had no CLI or BT offers. Funny, upon activation they asked if I wanted to transfer anything, I declined, and haven't heard anything since. I'm considering a product change since I've not run enough money through the card to earn the miles to justify the AF. We'll see in June if they do anything for me.

Message Edited by MrShush on 03-04-2010 10:07 AM

Re: CHASE

Anonymous — Thu, 04 Mar 2010 23:52:28 GMT

@Anonymous wrote:
i just got a letter from them saying that they increased my cl from 4250 to 4550.

Aren't they generous.

Re: CHASE

Anonymous — Fri, 05 Mar 2010 00:01:03 GMT

haha, Well I had this card since Jan 09. I guess it's better than nothing you know. It does make this card my highest CL by 50 bucks. I have another chase card with 4500cl.

Re: CHASE

damnedanddetermined — Thu, 20 May 2010 17:07:18 GMT

I also was an ex-WAMU cardholder that was transferred to Chase. I lost my job shortly after and fell behind in my payments. Not my choice, but the economy didn't give me an option...Anyway...still unemployed but continued sending payments to Chase. Not the required payments but sending what I could, hoping this would show me making an effort.....Afterall, I didnt receive a BAIL-OUT......anyhow, went online last month to make a payment to Chase, and to my surprise, they had turned me over to a collection agency (no notification whatsoever). My question is....Can they do this to a consumer who was sending in payments and they were accepting them and cashing them?????

Re: CHASE

rom828 — Thu, 20 May 2010 17:33:13 GMT

Opened my Chase Perfect card June of 2009 and was given initial CL of $2400, which is where it still stands.

June statement drops on the 18th so I'm interested to see if I'll get any kind of increase at this 1 yr anniversary.

Re: CHASE

fused — Thu, 20 May 2010 18:00:38 GMT

Me and my wife have a Chase Plat and we have not received a CLI in a long, long time.