topic Re: capital One Modify Your Features in Credit Cards

capital One Modify Your Features

Anonymous — Mon, 08 Mar 2010 01:32:44 GMT

the only new thing here is a place to check for upgrades or other rewards options it's currently down I

I play the credit game but I do feel a tad bit of guilt milking or them going on two years not making them on red cent. since jan 08 by making fee free BT and PIF after the next statement comes,

Re: capital One Modify Your Features

moonman — Mon, 08 Mar 2010 02:01:03 GMT

Thanks for the heads up......it's working now and it says my account do not qualify for any upgrades bummer

Re: capital One Modify Your Features

DI — Mon, 08 Mar 2010 02:06:31 GMT

@moonman wrote:
Thanks for the heads up......it's working now and it says my account do not qualify for any upgrades bummer

Same here

Re: capital One Modify Your Features

Anonymous — Mon, 08 Mar 2010 02:56:05 GMT

I dont qualify for anything either.

Re: capital One Modify Your Features

Anonymous — Mon, 08 Mar 2010 03:12:01 GMT

@Anonymous wrote:
the only new thing here is a place to check for upgrades or other rewards options it's currently down I

I play the credit game but I do feel a tad bit of guilt milking or them going on two years not making them on red cent. since jan 08 by making fee free BT and PIF after the next statement comes,

I look at the credit card company freebies the same way I look at casino comps...these guys both make calculated business decisions when they offer you something for nothing. It's never for nothing, but it might not cost YOU anything. Somebody, somewhere, is paying for it.

A lot of those BTs get carried at interest. Yours isn't one of them, but the revenue they didn't get from you is coming from the guy who thought he'd pay it off by a certain time, but couldn't. The credit card company probably knows to 7 decimal points what percentage of people they'll hook for the interest, just like the casino knows that a certain percentage of people ultimately end up losing thousands of dollars to the casino after getting the free room and meals.

Don't feel one bit guilty. They certainly don't.

Re: capital One Modify Your Features

Anonymous — Mon, 08 Mar 2010 03:16:06 GMT

We're sorry. Our site is temporarily unavailable.
eird
I might get a offer use to have rewards but didn't call to opt in to the new program so they make a offer

Re: capital One Modify Your Features

laz98 — Mon, 08 Mar 2010 04:06:55 GMT

none for me either. thanks for getting my hopes up, cap one.

Re: capital One Modify Your Features

Anonymous — Tue, 09 Mar 2010 21:58:14 GMT

The site wasn't working for me so I called the back door number got a 6 month apr reduction for 15.9 to 11.9 I PIF but it looks nicer on the statement.

Re: capital One Modify Your Features

Anonymous — Wed, 10 Mar 2010 01:09:54 GMT

I'm curious...did anyone know this feature was coming, or did it just pop up in our accounts?

Re: capital One Modify Your Features

Anonymous — Wed, 10 Mar 2010 03:35:28 GMT

I just log on one day and just it was just ther

Re: capital One Modify Your Features

twotimescharm — Sun, 21 Mar 2010 19:18:20 GMT

I used modify your features today. I changed my card to a rewards card. There were three offers. Points, miles, or cash back. I chose points. I guess it is working now.

Re: capital One Modify Your Features

score_building — Sun, 21 Mar 2010 22:13:48 GMT

nothing on mine either.

thought about calling but i'm sure they'll say the same thing

Re: capital One Modify Your Features

Smarter — Mon, 22 Mar 2010 14:15:36 GMT

Interesting--I had not noticed this feature. My husband and I have the exact same card--both started out at 300.00 and were the credit step cards. Mine sits at 1000 and his was recently boosted to 6000 out of the blue. My credit score is 50 points higher. I was able to change mine to any of the 3 reward types--I chose cash back. His says no offers are available. I would SO like to figure out how the cc companies think when it comes to these offers...nothing they do ever makes sense to me.....

Re: capital One Modify Your Features

Anonymous — Mon, 22 Mar 2010 14:24:21 GMT

@Smarter wrote:
Interesting--I had not noticed this feature. My husband and I have the exact same card--both started out at 300.00 and were the credit step cards. Mine sits at 1000 and his was recently boosted to 6000 out of the blue. My credit score is 50 points higher. I was able to change mine to any of the 3 reward types--I chose cash back. His says no offers are available. I would SO like to figure out how the cc companies think when it comes to these offers...nothing they do ever makes sense to me.....
You are so right!

Re: capital One Modify Your Features

Anonymous — Sun, 23 May 2010 00:07:39 GMT

Bit of an update to this...

I previously hadn't had any available changes to either of my card rewards, but today I logged in and one of my cards (the one that doesn't have any rewards) had 3 different choices available to me. They were cash back 0.5% per dollar up to $3000, 1% per dollar thereafter; 1 point per dollar, or 1 mile per dollar. Better than nothing I guess...

Re: capital One Modify Your Features

Anonymous — Sun, 23 May 2010 03:36:21 GMT

No love from that link for me either. No offers, check back periodically. Oh well.

Re: capital One Modify Your Features

Anonymous — Sun, 23 May 2010 04:19:53 GMT

No go for me. However, since I havent received a CLI in over 5 yrs I didnt get my hopes up