https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648360#M208176 I would say to always backdoor, your going to get hit with a hard inq. anyways, why not make an attempt to get approved for something. Wed, 10 Mar 2010 22:59:28 GMT MrChairman 2010-03-10T22:59:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648250#M208161 So I have a question, I am in the hunt for a new card to replace my RZMC. I wanted to give BofA another chance or Delta Amex. If I apply for BofA and I get denied for a card do you think I can call the backdoor number and ask for a secured card consideration? Wed, 10 Mar 2010 19:50:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648250#M208161 Anonymous 2010-03-10T19:50:19Z https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648360#M208176 I would say to always backdoor, your going to get hit with a hard inq. anyways, why not make an attempt to get approved for something. Wed, 10 Mar 2010 22:59:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648360#M208176 MrChairman 2010-03-10T22:59:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648396#M208180 Doesn't hurt. Thu, 11 Mar 2010 00:16:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Card-question/m-p/648396#M208180 Anonymous 2010-03-11T00:16:57Z