https://ficoforums.myfico.com/t5/Credit-Cards/Amex-AU-wanna-apply-for-Cap1-visa/m-p/650599#M208647 <P>Recently I am added as AU on my Mom's Amex Blue with 15,000 CL and I am looking for apply for Cap1 card. On Cap1 website there's a catagory of "excellent" credit which states like this:</P><DIV class="genericA"><UL><LI>I have had a loan or credit card for at least five years</LI><LI>I have a credit card with a credit limit greater than $10,000</LI><LI>I have <STRONG>never</STRONG> been more than 60 days late on a credit card, medical bill or loan payment</LI><LI>I have never declared bankruptcy</LI></UL></DIV><DIV class="genericA">My average credit will be 5 years in a couple of months and now I will be meeting all the requrement execpt that I am not sure if my AU card is counted as having a credit limit greater than 10,000. Anyone knows?</DIV> Mon, 15 Mar 2010 23:41:14 GMT Anonymous 2010-03-15T23:41:14Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-AU-wanna-apply-for-Cap1-visa/m-p/650599#M208647 <P>Recently I am added as AU on my Mom's Amex Blue with 15,000 CL and I am looking for apply for Cap1 card. On Cap1 website there's a catagory of "excellent" credit which states like this:</P><DIV class="genericA"><UL><LI>I have had a loan or credit card for at least five years</LI><LI>I have a credit card with a credit limit greater than $10,000</LI><LI>I have <STRONG>never</STRONG> been more than 60 days late on a credit card, medical bill or loan payment</LI><LI>I have never declared bankruptcy</LI></UL></DIV><DIV class="genericA">My average credit will be 5 years in a couple of months and now I will be meeting all the requrement execpt that I am not sure if my AU card is counted as having a credit limit greater than 10,000. Anyone knows?</DIV> Mon, 15 Mar 2010 23:41:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-AU-wanna-apply-for-Cap1-visa/m-p/650599#M208647 Anonymous 2010-03-15T23:41:14Z https://ficoforums.myfico.com/t5/Credit-Cards/Amex-AU-wanna-apply-for-Cap1-visa/m-p/650894#M208733 <P>I think your AU card is counted as your highest CL. You might want to wait till your accounts age a bit more before you apply though.</P> Tue, 16 Mar 2010 17:05:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Amex-AU-wanna-apply-for-Cap1-visa/m-p/650894#M208733 Anonymous 2010-03-16T17:05:07Z