topic Re: NEW CAP 1 CLI METHOD in Credit Cards

NEW CAP 1 CLI METHOD

CreditDrama85 — Mon, 12 Nov 2007 01:13:23 GMT

i think im going to use the automated system and request a cli once a day....maybe cap 1 will get so tired of getting the request and realize it might be more beneficial to increase my cl rather than pay 41 cents to mail a letter that says the same freakin thing each time, LOL

Re: NEW CAP 1 CLI METHOD

haulingthescoreup — Mon, 12 Nov 2007 01:51:19 GMT

Ooo, I like that! When it comes to Man against Machine, I'm all in favor of a little creative anarchy.

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 02:05:53 GMT

LOL yes im gonna do this too

Re: NEW CAP 1 CLI METHOD

smallfry — Mon, 12 Nov 2007 02:41:54 GMT

Worst possible outcome is Cap One closes your account. A win-win situation.

Re: NEW CAP 1 CLI METHOD

CreditDrama85 — Mon, 12 Nov 2007 03:10:03 GMT

hahahah, mmmmwhahahah-- LOL

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 04:10:36 GMT

I got my Capital One card in July with a crappy $500 limit, and now it's at $1800. I don't understand why everyone hates on Capital One.

Re: NEW CAP 1 CLI METHOD

dallasjetfan — Mon, 12 Nov 2007 04:13:27 GMT

Because they probably didn't pay their bill.

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 04:13:51 GMT

fretless did you call them for the CLI or did they give it automatically?

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 04:20:14 GMT

I think CreditDrama85's plan is going to take down cap1 lol

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 04:34:02 GMT

I combined an old $300 card to $800. After exactly 3 months of my account being opened, I called the backdoor number and got a $500 increase to $1300. Then I officially completed the Credit Steps thing they have to get an increase to $1800. Seriously not that bad for 3 months.

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 05:03:01 GMT

I applied and got my card in January with a $300CL, followed their credit steps program and in april it went up to $500, where its been since. And NO i havent missed a payment, always pay at least $100 on it and a few times i PIF. I called the backdoor number and they guy said the only thing they can do is wave the $19 AF.

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 20:02:05 GMT

what's the backdoor number for crapone?

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 20:23:10 GMT

I'm sure there are others, but this is the one I use:

Account Specialist: 800-889-9999

Re: NEW CAP 1 CLI METHOD

Creditaddict — Mon, 12 Nov 2007 20:24:31 GMT

I just asked for increase on my business card... DENIED AGAIN.

I am told by representative that they ONLY thing they can do is hit the button on there computer to see if your account is eligable, NO MANUAL REVIEWS...

anyone know if there is a way to get manual review?

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 20:40:44 GMT

I just got mine a couple of weeks ago...$300 limit. That's insulting.... I guess I'd better wait a few months before I even bother giving them a call.

I just wanna close this piece of CrapOne.

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 22:31:10 GMT

CreditDrama85 wrote:
i think im going to use the automated system and request a cli once a day....maybe cap 1 will get so tired of getting the request and realize it might be more beneficial to increase my cl rather than pay 41 cents to mail a letter that says the same freakin thing each time, LOL

If I do this will this create a hard inquiry on my CRs?

Re: NEW CAP 1 CLI METHOD

Anonymous — Mon, 12 Nov 2007 22:39:22 GMT

Probably not. But at least a soft.

hunting_bears wrote:

CreditDrama85 wrote:
i think im going to use the automated system and request a cli once a day....maybe cap 1 will get so tired of getting the request and realize it might be more beneficial to increase my cl rather than pay 41 cents to mail a letter that says the same freakin thing each time, LOL

If I do this will this create a hard inquiry on my CRs?