topic Re: Pre Approved Offers in Credit Cards

Pre Approved Offers

cdub69 — Sun, 04 Apr 2010 18:08:29 GMT

If you receive a pre approved offer for a credit card,do the still pull your credit?A hard pull is what I mean

Anonymous — Sun, 04 Apr 2010 18:14:42 GMT

Usually it is a hard inquiry

Anonymous — Sun, 04 Apr 2010 18:14:44 GMT

@cdub69 wrote:
If you receive a pre approved offer for a credit card,do the still pull your credit?A hard pull is what I mean

Yes they do. At least in my experience.

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

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Anonymous — Sun, 04 Apr 2010 18:15:03 GMT

Pre approved is never a guarantee. It will be a hard pully if you go through with the application

Anonymous — Mon, 05 Apr 2010 07:21:13 GMT

Me four ... I agree with previous posters.

My 6 out of 8 ccs are I got it from pre-approved offer in the mail, and they did hard pull each time. Most of are from EX, then EQ.