topic Re: The Credit Limit Increase From Discover didn't come the quarter....very upset. in Credit Cards

The Credit Limit Increase From Discover didn't come the quarter....very upset.

DI — Wed, 07 Apr 2010 21:01:28 GMT

I opened my Discover More account in July 2009. I received my first auto CLI October 2009 and second January 2010. I expected to receive a third CLI this April. I didn't receive it. I called the customer service number. The option for my to ask for a CLI was offered in the IVR. I asked for a set amount and got declined. I am now stuck at $4100.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

tengtengvn — Wed, 07 Apr 2010 21:55:17 GMT

I only ask for CLI every 6 months 'cus I don't wanna be too aggressive.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

Anonymous — Wed, 07 Apr 2010 22:48:14 GMT

do you use the card to get cash over at wallmart or other stores ?

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

Anonymous — Wed, 07 Apr 2010 22:54:15 GMT

@DI wrote:
I opened my Discover More account in July 2009. I received my first auto CLI October 2009 and second January 2010. I expected to receive a third CLI this April. I didn't receive it. I called the customer service number. The option for my to ask for a CLI was offered in the IVR. I asked for a set amount and got declined. I am now stuck at $4100.

DI, you are lucky to got second ACLI. I did not get second one. May be because I don't use it a lot, not sure .... I am stuck with 2.5k now. Don't know when they give me another ACLI.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

ngerasimatos — Wed, 07 Apr 2010 22:59:20 GMT

I would have waited until after these new credit card law enactments have settled down.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

jefftca925 — Thu, 08 Apr 2010 01:00:46 GMT

I had the CLI option on the IVR system... tried my luck. Transferred to CSR who said they would need to do a hard pull...I said no thanks. It's in my sock drawer now. Their reward program isn't as great as everyone makes it sound IME.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

Anonymous — Thu, 08 Apr 2010 05:36:06 GMT

Got my card in April 2009 and have received auto increases every 3 months. The 26th is my statement date so I'll see if I get another increase. When I activated the card they told me that they review accounts every 6 months for possible increases, so I was surprised when they started increasing me at 3 month intervals. Just goes to show that they are in control and when we think we've figured them out, they change the rules.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

DI — Thu, 08 Apr 2010 11:06:37 GMT

I'm really confused now. I got an email this morning from Discover to check my messages on its site. All within a week, I've received a CLI decline letter and CLI approval letter. This what the letter says.

Congratulations! We're pleased to inform you that your outstanding credit management has earned you a credit line increase on your Discover Card.

The new credit limit on your Discover Card account is $4,600.00.

In the coming months, we will continue to evaluate your account. Then, based on your overall credit behavior and Discover Card usage, we may continue increasing your credit limit.

Your increased buying power makes Discover Card the best choice for all your purchases.

- No Annual Fee
5% Cashback Bonus(R) in categories like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. In addition, you automatically earn up to 1% unlimited Cashback Bonus on all other purchases.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

DI — Thu, 08 Apr 2010 11:12:17 GMT

@Anonymous wrote:
do you use the card to get cash over at wallmart or other stores ?

Yes, I used cashover twice since the opening of the card to get $20 each time.

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

Anonymous — Thu, 15 Apr 2010 17:55:08 GMT

DI-

What did Discover initally approve you for (credit line) upon opening your account?

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

DI — Fri, 16 Apr 2010 03:14:54 GMT

@Anonymous wrote:
DI-

What did Discover initally approve you for (credit line) upon opening your account?
I started with a $2500 credit line.