https://ficoforums.myfico.com/t5/Credit-Cards/No-Cap1-CLI-for-me/m-p/664592#M212534 <P>Cap one is the worst lol</P> Sun, 18 Apr 2010 02:42:40 GMT Anonymous 2010-04-18T02:42:40Z https://ficoforums.myfico.com/t5/Credit-Cards/No-Cap1-CLI-for-me/m-p/664441#M212475 <P>So yesterday&nbsp;I called the number on the back of my Capital One card to try to get a CLI (no luv button online) and was denied.&nbsp; This morning I called one of the backdoor numbers thinking I'd get a CLI easy peasy.&nbsp; WRONG!&nbsp; The superviser I got to proceeded to tell me what a good customer I am, making my payments on time, being with them over 2 years and being very conservative with my usage.&nbsp; I currently have a $750 limit with a $160 balance.&nbsp; So I asked for my APR to be lowered.&nbsp; He said I have a 16.9%APR and that is the lowest they offer (even though I had 0% for a year)</P><P>&nbsp;</P><P>When he asked me what I used credit for I stated it was for household emergencies and special occasions.&nbsp; Do you think next time I should state that I would use the card more frequently?&nbsp; My most recent transaction was for a plumbing problem we had a few weeks ago and before that I had'nt used the card&nbsp;since October 09 to purchase a camera.&nbsp; &nbsp;</P> Sat, 17 Apr 2010 16:08:25 GMT https://ficoforums.myfico.com/t5/Credit-Cards/No-Cap1-CLI-for-me/m-p/664441#M212475 Anonymous 2010-04-17T16:08:25Z https://ficoforums.myfico.com/t5/Credit-Cards/No-Cap1-CLI-for-me/m-p/664592#M212534 <P>Cap one is the worst lol</P> Sun, 18 Apr 2010 02:42:40 GMT https://ficoforums.myfico.com/t5/Credit-Cards/No-Cap1-CLI-for-me/m-p/664592#M212534 Anonymous 2010-04-18T02:42:40Z