topic Re: Prove it! Verification of address. in Credit Cards

Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 13:53:38 GMT

I was approved for a Chase Amazon branded Visa. I called on Friday to be sure everything was on track as it had not appeared on my accounts when I log into Chase.

The CSR told me that they had sent me a notice requesting proof of residence. No biggie, except, I was the victim of identity theft and all my mail now goes to a PO Box because it is more secure. When we moved into our house my girlfriend had the utilities turned on so they are all in her name. No help there.

So I sent Chase the following:

A copy of my drivers license with my current street address.
A copy of my current vehicle registration showing current street address.
A letter from my local bank manager stating the street address they have on file.
A copy of my last homeowners insurance bill mailed to my PO Box stating the physical property address insured.
And last but not least a copy of my current loan contract for my car loan with Chase Bank showing my current street address.

Do you think I proved it?

Re: Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 14:01:55 GMT

What...no DNA sample?

Re: Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 14:04:50 GMT

That looks good. Generally, the address verification is just a way to make sure somebody's not listing 1600 Pennsylvania as their address.

The ins bill and bank letters should be more than enough.

Re: Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 14:28:16 GMT

@Anonymous wrote:

What...no DNA sample?

Dang! I knew I forgot something!

Re: Prove it! Verification of address.

RadioRob — Mon, 26 Apr 2010 15:56:42 GMT

You submitted this in tripliate with a notorized affidavit swearing (or atesting) under penalty of law that the info provided is true and accurate, correct?

And don't forget the letter letting them claim your first born! (There are some days I would let mine go with little to no argument, but that's a different discussion.)

Re: Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 16:58:31 GMT

@Anonymous wrote:
@Anonymous wrote:

What...no DNA sample?
Dang! I knew I forgot something!

Did you lick the envelope to seal it? Leave fingerprints?

Re: Prove it! Verification of address.

Anonymous — Mon, 26 Apr 2010 17:45:23 GMT

@RadioRob wrote:
You submitted this in tripliate with a notorized affidavit swearing (or atesting) under penalty of law that the info provided is true and accurate, correct?

And don't forget the letter letting them claim your first born! (There are some days I would let mine go with little to no argument, but that's a different discussion.)

I promised to be as honest and straightforward with them as they are with me.

My mama always said she wouldn't take a million bucks for any of us and she wouldn't give 2 cents for another one!

Have a day guys and gals!

Re: Prove it! Verification of address. Update

Anonymous — Mon, 03 May 2010 13:59:18 GMT

@Anonymous wrote:

@Anonymous wrote:
@Anonymous wrote:

What...no DNA sample?
Dang! I knew I forgot something!
Did you lick the envelope to seal it? Leave fingerprints?

Update:

They must have been convinced. I logged in to my Chase account today to verify that my auto payment had posted and found a rather pleasant surprise. My new Amazon card is listed! The only difference is that it is not the $500 they said I would be approved for. It is $1,000! Now this may not seem like much to some of you, but for someone who was delighted to get a $300 Orchard bank card just last year this is huge! (There really needs to be a super mega happy dance icon)

My heartfelt thanks to all of you for all your help and guidance.

Re: Prove it! Verification of address. Update

Jazzzy — Mon, 03 May 2010 14:03:35 GMT

Congratulations! The work is worth it, isn't it?

Re: Prove it! Verification of address. Update

Anonymous — Mon, 03 May 2010 14:47:45 GMT

@LynetteM wrote:
Congratulations! The work is worth it, isn't it?

Absolutely! No question about it! It takes time, patience and determination but the payoff is worth it.

Re: Prove it! Verification of address. Update

Uniqua — Mon, 03 May 2010 14:59:23 GMT

LOL. This thread is HILARIOUS!! I can't stop laughing.

Anyhoo, congrats on the approval and CL. $1k CL is a great limit to start with. Now, stop making me laugh. LMBO

Re: Prove it! Verification of address. Update

Anonymous — Fri, 07 May 2010 17:50:10 GMT

charliebrown1370 wrote:
Update:

They must have been convinced. I logged in to my Chase account today to verify that my auto payment had posted and found a rather pleasant surprise. My new Amazon card is listed! The only difference is that it is not the $500 they said I would be approved for. It is $1,000! Now this may not seem like much to some of you, but for someone who was delighted to get a $300 Orchard bank card just last year this is huge! (There really needs to be a super mega happy dance icon)

My heartfelt thanks to all of you for all your help and guidance.

CB

Hmmm...maybe they screwed up, and that increased limit was actually intended for that other charliebrown1370 at your address...you know, the one with the car loan...

Congrats, man! Nice.

Re: Prove it! Verification of address. Update

Anonymous — Fri, 07 May 2010 19:01:21 GMT

@Anonymous wrote:

Hmmm...maybe they screwed up, and that increased limit was actually intended for that other charliebrown1370 at your address...you know, the one with the car loan...

Congrats, man! Nice.

Thanks!

Yep, that's the thing that got to me. I just did this dance with them last year when I got my car loan. Same address and same SS#. Maybe Installment Loans Dept doesn't share info with Revolving Credit Dept.

I guess given all the new regulations in place they are just being super careful.

Given the outcome, I really can't complain.