topic Re: where does Sears pull from?? in Credit Cards

Think I could get an approval from sears???

Anonymous — Wed, 28 Apr 2010 01:56:36 GMT

I am thinking of applying for credit at Sears. I have always heard they are very difficult to get approval from so now I'm not sure if I want to risk the approval.

My EQ score is 680. The summary says amount of credit - good, history- very good, new credit - good, length- great. I now have no collections, last late was 3.6 years ago. I was just reading some older post and how difficult they are. I have a new mortgage 5/2009 and a new CU CC 12/2009.

TU is 710

EX ??

Any thoughts???

Thanks!!!

Re: where does Sears pull from??

Kris1228 — Tue, 27 Apr 2010 21:16:14 GMT

I would love a Sears card also, but i hear they are HARD to get so im scared to apply :-( if i had to guess its prob Equifax... You can probably find out with a quick search. please post results if you apply

Re: where does Sears pull from??

Pushto700 — Tue, 27 Apr 2010 21:58:37 GMT

@Anonymous wrote:
I am thinking of applying for credit at Sears. Anybody know which CRA they pull from for Florida? Thanks a bunch!!

Sears - Citibank branded product, most assuredly Equifax (from recent experience). BTW- I am in CA. May be different in other parts of the country. Another Sears branded product I recently applied for (Home Depot) pulled Experian. So you never know.

Re: where does Sears pull from??

Anonymous — Tue, 27 Apr 2010 22:26:57 GMT

Push, do you mind if I ask if you were approved or not? My EQ is 680, TU 710, and EX 660 (lender in November).

Thanks!