topic Re: Approved for discover!!! in Credit Cards

Approved for discover!!!

Anonymous — Fri, 07 May 2010 02:12:08 GMT

I'm so excited! They have denied me 3 times in the past 5-6 years and the other day I got an offer, I said I wasn't going to do it but I hit the button and was approved! Does anyone know how long I have to wait to find out my credit limit? I'm thinking of calling but I'm sure 30 minutes later is too soon, haha

My current credit scores are an 685 with transunion and a 694 equifax

Re: Approved for discover!!!

Anonymous — Fri, 07 May 2010 02:59:59 GMT

Congrats!

They should post a decision online when they email you a confirmation, or by snail mail. My account application was instant approved, but until they got back to me a couple of days later, on the application website that I learned my CL was $8,000. 737 EQ 712 TU 733 EX

However, the APR was outrages 14.99, but will definitely take advantage of the balance transfer offer by transferring from what was a great credit card company (Chase) to being crap. After that will make the concerted effort to pay in full. But like the 1-5% rewards programs.

Re: Approved for discover!!!

Anonymous — Fri, 07 May 2010 02:44:45 GMT

Congrats khw!

Looking at the Discover More myself, would you mind if I ask you if you had any lates or derogs?

Re: Approved for discover!!!

Anonymous — Fri, 07 May 2010 02:53:19 GMT

Thanks guys! .. g35_ab05 it was a discover more that I was approved for and yes I have one 60 day late from 2005 on a capital one card that I'm trying to get goodwilled and I have one medical collection that's almost 7 years old (its scheduled to come off this fall, sept I think. But other then that I have a perfect payment history on all other cards/car loans .

Re: Approved for discover!!!

Anonymous — Fri, 07 May 2010 08:09:50 GMT

Thanks khw! Hopefully I'll be in as good a shape as you once I get some GW responses. Hopefully I'll get to apply once my scores hit above 700. Congrats again!