topic Re: Citi card application in Credit Cards

Citi card application

cobaltnv — Thu, 06 May 2010 23:00:30 GMT

Hello everyone,

I recently applied for the Citi Platinum Select MasterCard to take advantage of the 18 month Balance Transfer at 0%. I applied online and got the 7-10 day message. I called and was told they need additional information. I was asked a couple of questions (income, etc). I was then asked if I had moved recently (I had). The CSR then told me that because I moved recently they needed additional information before making a decision. They asked me to mail (not scan and email or fax) a utility bill, bank statement, and recent paystub.

I guess I have two questions. Is this becoming common practice? Second, can anyone who has gone through this tell me how long it takes for them to receive the information and make a decision? I am hoping to be able to do the balance transfer a month or less (prior to June 9).

Thanks in advance for all your help.

Re: Citi card application

Anonymous — Thu, 06 May 2010 23:38:22 GMT

Yea allot of credit card companies are doing this for security reason. Same thing happen to me a month ago when i applied for the Citi Foward card. If there asking for information 9 times out 10 your approved they just want to verify it's you. Fax the information it's quicker takes about 3 or 4 business days for them to tell you if your approved or not.

Re: Citi card application

cobaltnv — Fri, 07 May 2010 05:16:02 GMT

@Anonymous wrote:
Yea allot of credit card companies are doing this for security reason. Same thing happen to me a month ago when i applied for the Citi Foward card. If there asking for information 9 times out 10 your approved they just want to verify it's you. Fax the information it's quicker takes about 3 or 4 business days for them to tell you if your approved or not.

Thanks for the info. I asked the CSR and she told me it had to be mailed not faxed. Maybe I need to speak with a different CSR.

Cheers

Re: Citi card application

Anonymous — Fri, 07 May 2010 05:56:21 GMT

I applied for a Citi Forward card a few months ago.They e-mailed me to tell me to call them. They just wanted to verify some information on my credit report. I got the card about a week later.

Re: Citi card application

Anonymous — Fri, 07 May 2010 06:07:30 GMT

@cobaltnv wrote:
Hello everyone,

I guess I have two questions. Is this becoming common practice? Second, can anyone who has gone through this tell me how long it takes for them to receive the information and make a decision? I am hoping to be able to do the balance transfer a month or less (prior to June 9).

Thanks in advance for all your help.

The income verification is common, as is checking to verify new addresses as legit. I don't know about mailing vs email, but you can buy Priority Mail w/tracking online or ship Express Mail at the P.O. and track it. Either will get to Citi quickly.

Re: Citi card application

Anonymous — Fri, 07 May 2010 12:08:58 GMT

@cobaltnv wrote:

Thanks for the info. I asked the CSR and she told me it had to be mailed not faxed. Maybe I need to speak with a different CSR.
Cheers

Maybe good luck let us know what happens.