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    <title>topic Question regarding WF CLI in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-regarding-WF-CLI/m-p/672221#M214760</link>
    <description>&lt;P&gt;So,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;WF seems to be the only card even willing to give me CLI, so I'm think about requesting another.&amp;nbsp; Last CLI was back in OCT (on phone request).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My card statement just cut with a zero balance on Wednesday.&amp;nbsp; BUT, the next day (today) an automatic payment of a bill hit the account today, so the balance as of today is $400 with a limit of $2100.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is it too late to ask for a CLI?&amp;nbsp; That is, is it okay to ask for a CLI with the account showing a new balance?&amp;nbsp; Thanks!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 07 May 2010 20:48:19 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2010-05-07T20:48:19Z</dc:date>
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      <title>Question regarding WF CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-regarding-WF-CLI/m-p/672221#M214760</link>
      <description>&lt;P&gt;So,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;WF seems to be the only card even willing to give me CLI, so I'm think about requesting another.&amp;nbsp; Last CLI was back in OCT (on phone request).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My card statement just cut with a zero balance on Wednesday.&amp;nbsp; BUT, the next day (today) an automatic payment of a bill hit the account today, so the balance as of today is $400 with a limit of $2100.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is it too late to ask for a CLI?&amp;nbsp; That is, is it okay to ask for a CLI with the account showing a new balance?&amp;nbsp; Thanks!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 07 May 2010 20:48:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-regarding-WF-CLI/m-p/672221#M214760</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-05-07T20:48:19Z</dc:date>
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    <item>
      <title>Re: Question regarding WF CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-regarding-WF-CLI/m-p/672223#M214761</link>
      <description>&lt;P&gt;My rule of thumb is to only ask for a CLI when the balance is elss than 20%, ideally 10% is best though. I think it would be fine. What are your scores?&lt;/P&gt;</description>
      <pubDate>Fri, 07 May 2010 20:53:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-regarding-WF-CLI/m-p/672223#M214761</guid>
      <dc:creator>ngerasimatos</dc:creator>
      <dc:date>2010-05-07T20:53:22Z</dc:date>
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