topic PSECU-APPROVED!!! in Credit Cards

PSECU-APPROVED!!!

Anonymous — Wed, 26 May 2010 19:23:34 GMT

Applied for a 45k auto loan-

Will keep you all posted on results.........

APPROVED! 45k

underneath the above approval, it stated approved for 7000.00 visa. However, I have already been approved for a visa credit card/psl loan for 20k?

Do you think that this 7k will be canceled?

Re: PSECU

itsjustmeibe — Wed, 26 May 2010 14:38:42 GMT

As long as your income supports that payment, you should be okay. I have been approved for everything I asked for from them. (Equity loan on Investment prop, $20k credit card, 2 auto refinances) I Love my CU.

My DH and Sister have been approved as well. ($50k car loan and $20k cc's)

Re: PSECU

fused — Wed, 26 May 2010 16:54:40 GMT

Isn't this the CC forum?

Re: PSECU

Anonymous — Wed, 26 May 2010 16:58:12 GMT

I make 50k yearly, I have no mortgage. No car notes. I have 13% utilization with 712 True Fico.

I was told just needed a copy of my DL....will cee

Re: PSECU

Anonymous — Wed, 26 May 2010 17:29:48 GMT

Sorry Fused.....I should of posted in Auto, my badd.....

Re: PSECU

fused — Wed, 26 May 2010 18:48:48 GMT

Post the words "credit cards" or "CC" and this thread stays put.

Re: PSECU

haulingthescoreup — Wed, 26 May 2010 21:28:10 GMT

I just got whisked over here mid-reply to your update. Anyway, here's what I was typing:

Congrats on the PSECU approvals!

As for "too much", what else do you already have?

I accepted a personal line of credit offer from PenFed a year ago, and now I don't know why. I doubt I'll ever use it, and it probably lowers the CL's they're willing to give me on my two cards with them. Luckily, the interest rate is high enough that I doubt that I'll ever use it. But I'm perfectly happy with the two cards and the auto loan.

Re: PSECU-APPROVED!!!

tengtengvn — Wed, 26 May 2010 21:35:03 GMT

I can't seem to find the requirement for new members on their website. Do you have to live in PA to join this CU?

Re: PSECU

Anonymous — Wed, 26 May 2010 21:37:59 GMT

Haul-

I have about 6k in mixed dept store cards.

5k kays

300 capital 1

1000 macys

1200 bloomies

1000 neiman marcus

shell, etc

all zero balances......

Re: PSECU

fused — Wed, 26 May 2010 22:32:03 GMT

Krisosa, you're apping for a lot of credit, do you have a plan?

Re: PSECU

Anonymous — Thu, 27 May 2010 01:55:27 GMT

I plan on keeping these accounts with minimal usage, always to PIF and let these accounts age over the next 2 years so that i may get the card of my dreams.....not only that but to show creditors that I CAN handle large lines-

Re: PSECU

fused — Thu, 27 May 2010 02:06:50 GMT

Whew, thank goodness!!!! Your plan makes sense, and you are being careful with your new credit.

Re: PSECU

Anonymous — Thu, 27 May 2010 02:09:57 GMT

Yes! I passed.....lol - j/k

But yes, i will be very careful, I worked very hard to get this far......

thx fuse-