topic Re: Alliant Question? in Credit Cards

Alliant Question?

Anonymous — Wed, 14 Jul 2010 18:52:02 GMT

When i applied online for Alliant a year ago i had a paid collection showing on my CR an a bank account that went into the negative that was reporting to Chex Systems. They would only offer me a saving account which i still only have a $5 balance a year later. I tried to do a car refinances a half a year ago i was told i owe to much on my car loan. My scores are in the low 700's now but my Utilization is high on a few cards. The paid collection was removed from my CR an i paid the bank off an there are no more negatives on Chex Systems cause i just pulled that report. i wonder would they offer me something now?

Re: Alliant Question?

Anonymous — Thu, 15 Jul 2010 01:18:37 GMT

@Anonymous wrote:
When i applied online for Alliant a year ago i had a paid collection showing on my CR an a bank account that went into the negative that was reporting to Chex Systems. They would only offer me a saving account which i still only have a $5 balance a year later. I tried to do a car refinances a half a year ago i was told i owe to much on my car loan. My scores are in the low 700's now but my Utilization is high on a few cards. The paid collection was removed from my CR an i paid the bank off an there are no more negatives on Chex Systems cause i just pulled that report. i wonder would they offer me something now?

Could be. It'd probably cost you an INQ, but they might give you something.

Re: Alliant Question?

Anonymous — Thu, 15 Jul 2010 03:16:28 GMT

@Anonymous wrote:
Could be. It'd probably cost you an INQ, but they might give you something.

They did car refinance 7.1% my interest rate with capital one was 18%. Personal loan for $5200 not sure if i will take that.

Re: Alliant Question?

wmarat — Thu, 15 Jul 2010 05:30:46 GMT

IMHO, There is a point to have Alliant for deposits (mostly online savings and Edeposit plus). Alliant has any good credit products.

Re: Alliant Question?

tray — Fri, 16 Jul 2010 00:04:12 GMT

@Anonymous wrote:
@Anonymous wrote:
Could be. It'd probably cost you an INQ, but they might give you something.

They did car refinance 7.1% my interest rate with capital one was 18%. Personal loan for $5200 not sure if i will take that.

Was it a hard inquiry. In case I am interested in a personal loan one day. Thanks

Re: Alliant Question?

Anonymous — Sat, 17 Jul 2010 05:52:32 GMT

@tray wrote:
Was it a hard inquiry. In case I am interested in a personal loan one day. Thanks
Yes it's a hard.