https://ficoforums.myfico.com/t5/Credit-Cards/BOA-preapproved-offer/m-p/704495#M222607 <P>They usually pull Experian and soft Trans Union.</P> Mon, 02 Aug 2010 04:38:19 GMT Anonymous 2010-08-02T04:38:19Z https://ficoforums.myfico.com/t5/Credit-Cards/BOA-preapproved-offer/m-p/704347#M222582 <P>Does anyone know which CRA BofA pulls?</P><P>&nbsp;</P><P>The preapproved offer says no lates. I have a 60 day late that was about 5 to 6 years ago on Infiniti Financial Services. However, I was trying to get the creditor removed from my CR and instead they verified it as correct in May 2009 and now my Experian CR says that I had negative information posted to my account 1.3 years ago ( May 2009).</P><P>Is this hurting my score very much.&nbsp; I have credit monitoring from USAA ( Experian) and my Experian FAKO score is 712 compared to EQ FAKO of 738 and TU FAKO of 716.&nbsp; The 60 day late is not on either the EQ or TU.</P><P>&nbsp;</P><P>My Fico scores from MY Fico are :EQ- 735 and TU 734.</P><P>&nbsp;</P><P>Any help would be appreciated.</P><P>Thanks.</P><P>&nbsp;</P> Sun, 01 Aug 2010 19:17:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BOA-preapproved-offer/m-p/704347#M222582 Anonymous 2010-08-01T19:17:44Z https://ficoforums.myfico.com/t5/Credit-Cards/BOA-preapproved-offer/m-p/704495#M222607 <P>They usually pull Experian and soft Trans Union.</P> Mon, 02 Aug 2010 04:38:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BOA-preapproved-offer/m-p/704495#M222607 Anonymous 2010-08-02T04:38:19Z