topic Re: Who does US Bank pull? in Credit Cards

Who does US Bank pull?

Uncle_Money — Thu, 12 Aug 2010 18:51:51 GMT

I was looking at applying with Penfed but US Bank may be a better choice for me.

Does anyone know which bureau they pull? My highest score is 747 on Equifax. I heard they give high initial credit lines.

Thanks,

Frank

Re: Who does US Bank pull?

Anonymous — Thu, 12 Aug 2010 19:01:35 GMT

US Bank pulled a hard inquiry from EX when I applied. Since then they have soft pulled all three.

Re: Who does US Bank pull?

MAstudent07 — Fri, 13 Aug 2010 03:30:39 GMT

US bank pulled EX when I applied. (July 2010,Texas)

Re: Who does US Bank pull?

Imhotrodcrazy — Fri, 13 Aug 2010 03:35:08 GMT

@Uncle_Money wrote:
I was looking at applying with Penfed but US Bank may be a better choice for me.

Does anyone know which bureau they pull? My highest score is 747 on Equifax. I heard they give high initial credit lines.

Thanks,

Frank

I live in So. Cal. and US Bank pulled EX for me last year. I was approved for two of their cards on the single inquiry. I also received very generous CL's on both cards. I should also note that I have had mortgage lines, checking, savings, etc with them. I don't know what impact that had, if any, on receiving the two CL's. Good luck to you.

Re: Who does US Bank pull?

Uncle_Money — Fri, 13 Aug 2010 04:10:23 GMT

Thank you everyone for your replies.

I actually decided to app with PenFed since I've been wanting to get an account going with them for quite some time now. I just needed to wait until my report was in stellar condition, which it now is.

I applied for a 15K LOC and their Platinum rewards card. I faxed over proof of income earlier today and now I'm waiting on their decision.