topic Re: Best Buy MC Reward Zone Levels question in Credit Cards

Best Buy MC Reward Zone Levels question

Creditaddict — Thu, 12 Aug 2010 23:57:20 GMT

I got my MC less than a month ago and today I got an e-mail that I'm Premier Silver because of my spending, said I would earn certificates faster now. But what are all the levels and what do they do? Is it possible to get my card upgraded from Gold to Platinum at some point?

Re: Best Buy MC Reward Zone Levels question

Anonymous — Fri, 13 Aug 2010 00:01:06 GMT

They have a platinum? I thought it was just gold and then you graduate to silver.. or whatever metallic color. i don't think it was platinum unless that is another level? I could be wrong. I probably am. I always am.

Re: Best Buy MC Reward Zone Levels question

Brusilov — Fri, 13 Aug 2010 00:01:57 GMT

Silver status means that for all your Best Buy (*not* grocery/dining/other) purchases you get a bonus 50% more reward zone points. AFAIK you're basically stuck in whatever card you get at the start be it gold with AF, gold without, or platinum. The only way to change is to re-apply for a new card.

Re: Best Buy MC Reward Zone Levels question

Woolfman — Fri, 13 Aug 2010 00:42:35 GMT

wow in less than a month you pumped 2500 through your card? i average about 1400 or so . up to just over 6900 points (almost $140) Should help a good bit during christmas! And the other poster is correct . They dont upgrade you will have to apply again .. what i did was just keep trying the preapproval link and it finally popped up with the plat card. So i applied and got it .. So right now i have a gold and a plat . Been focusing on the gold since it had the points already on it . But come Oct the AF will be due on the gold and i will be closing that card if they dont wave the AF. Gold 750cl Plat 600cl ... go figure

Re: Best Buy MC Reward Zone Levels question

Brusilov — Fri, 13 Aug 2010 00:43:58 GMT

They had a recent promo where if you joined you could get silver with only half the yearly amount required so that may have been what happened. I don't know if I could pay my card fast enough to accrue 2500 by the end of the year. LOL

Re: Best Buy MC Reward Zone Levels question

Anonymous — Fri, 13 Aug 2010 00:50:46 GMT

This is currently the primary card in my wallet. I recommend this card (as long as you pay in full).

Re: Best Buy MC Reward Zone Levels question

Anonymous — Fri, 13 Aug 2010 02:12:29 GMT

As said there are two different programs here.

The card itself has 4 levels:

Secured

Gold w/ AF

Gold w/o AF

Platinum

Those are the Mastercard Tiers and are not promotable. You have what you have unless you reapply

Now the Reward Zone has two tiers:

Regular

Premier Silver

The premier silver status is earned when you spend $2500 in a calendar year or by other possible promotions.

It has the following advantages and a few more:

50% more points earned

You can bank your points and save them instead of the certs issuing automatically so you pick when you get rewards

You get a free in home theatre consulation once a year

You have an extended return policy on items purchased with the card I think you get 45 days instead of 30

And the customer service at Best Buy to me is great but they love Premier Silver customers (if you are premier silver they know they are getting your money and go above and beyond)

Just my observations so far.

Re: Best Buy MC Reward Zone Levels question

Woolfman — Fri, 13 Aug 2010 10:56:44 GMT

@Anonymous wrote:
As said there are two different programs here.

The card itself has 4 levels:
Secured
Gold w/ AF
Gold w/o AF
Platinum

Those are the Mastercard Tiers and are not promotable. You have what you have unless you reapply

Now the Reward Zone has two tiers:
Regular
Premier Silver

The premier silver status is earned when you spend $2500 in a calendar year or by other possible promotions.

It has the following advantages and a few more:
50% more points earned
You can bank your points and save them instead of the certs issuing automatically so you pick when you get rewards
You get a free in home theatre consulation once a year
You have an extended return policy on items purchased with the card I think you get 45 days instead of 30
And the customer service at Best Buy to me is great but they love Premier Silver customers (if you are premier silver they know they are getting your money and go above and beyond)

Just my observations so far.

You forgot the free napster subscription and one free movie a month from BB's online movie rental website.

Re: Best Buy MC Reward Zone Levels question

Anonymous — Fri, 13 Aug 2010 12:14:41 GMT

Hmm..that's an interesting observation. I currently have the gold with no AF, stuck at $500. Does anyone know when they will be accepting customer initiated CLI? Do you ever get an automatic one with this card? Also, does anyone know what the cap limit is on this particular card? Thanks myFico friends!!

Re: Best Buy MC Reward Zone Levels question

Anonymous — Fri, 13 Aug 2010 14:54:37 GMT

@Anonymous wrote:
Hmm..that's an interesting observation. I currently have the gold with no AF, stuck at $500. Does anyone know when they will be accepting customer initiated CLI? Do you ever get an automatic one with this card? Also, does anyone know what the cap limit is on this particular card? Thanks myFico friends!!

They are saying sometime before the holidays for customer requested increases. Somehow just by luck the other day I called in on something unrealted and was got a gal here in America not some robot call center. We actually had a in depth discussion on the credit card act, changes being made, and the increases. She said they are working really hard to get the increases available again. She said they have targeted getting them available in time for everyone to begin Christmas shooping hopefully by October so they can give customers higher lines in hopes of making more money. She suggested trying back at the end of September just to see.

As far as auto CLI's yes they do give them. I got one on mine right before the CLI's were frozen. I haev had 1 requested and 1 auto since I got the card last Dec.

As far as cap limit I have no idea yet but I know the gold caps out lower than the platinum.

Re: Best Buy MC Reward Zone Levels question

Creditaddict — Fri, 13 Aug 2010 19:35:51 GMT

as far as CLI, I saw $1500 someone had last week on gold and I have seen $6000 on platinum

Re: Best Buy MC Reward Zone Levels question

tono — Sat, 14 Aug 2010 04:26:27 GMT

I have the Platinum master card at 2,000 CL. No AF. I LOOOVE THIS CARD!!!! And I'm a Premier Silver member and they treat me super well. Best Buy throws private shopping events, I get extra points, a personal shopper that fetch me any hot item an online mall and many offers, overall I feel pampered. I only wish HSBC were more generous with CLI. I WANT AT LEAST 5,000 CL

Re: Best Buy MC Reward Zone Levels question

laz98 — Sat, 14 Aug 2010 04:53:44 GMT

man, i would ALWAYS have a balance on my best buy card with a CL like that!!! i try to stay outta that place

Re: Best Buy MC Reward Zone Levels question

Anonymous — Sat, 14 Aug 2010 05:21:32 GMT

I have the BB RZ MC Platinum with $6,000 CL

I've had the card since last December but just became a silver premier member within the past month.

I don't use the card very much but now that I'm premier silver that may change