topic Re: Highest Credit Line in Credit Cards

Highest Credit Line

Uncle_Money — Fri, 13 Aug 2010 04:07:45 GMT

Hey Guys:

I would like to take a survey on credit lines.

What is the highest credit line you or someone you know has on a credit card and with what bank or credit union? This doesn't include the "no pre-set spending limit" cards.

Currently, I have $12,500 on my Bank of America / Amex Accelerated Rewards card. This may change after today's PenFed app, we'll see since it's still pending. The rep said the computer is suggesting 20K but they need to verify some things first.

Re: Highest Credit Line

mgs2010 — Fri, 13 Aug 2010 04:54:03 GMT

18k with citicard driver's edge

Re: Highest Credit Line

Creditaddict — Fri, 13 Aug 2010 09:56:14 GMT

USbank Signature $22,500

before credit crises and amex going crazy $25,000

Re: Highest Credit Line

PRILEY — Fri, 13 Aug 2010 12:29:38 GMT

I Have 2 at 20k Discover won't go over 12k and a few under 10k, I believe the ccc stay at 20% anual income.

Re: Highest Credit Line

KIPPIE12 — Fri, 13 Aug 2010 13:09:20 GMT

Citi Dividend at 25k, but have had since 1985, Citi Drivers Edge at 12.6k, Discover at 8.9k, Cap One at 10.6k, and Barclays at 6k (no auto cli in 2 yrs)

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 13:13:45 GMT

L.L. Bean Visa (issued by Barclays) - $30K

3 other cards (Chase & BOA) between $25K & $29.1K

2 cards (CapOne & PenFed) - $20K

Re: Highest Credit Line

haulingthescoreup — Fri, 13 Aug 2010 14:36:09 GMT

$27K on USAA MC. Thinking of closing my USAA AmEx and combining them (if they let me), which would be $37K.

Next one down is PenFed Plat Visa at $20.3K, then a BofA at $18K.

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 14:56:31 GMT

Discover More... 25k

NFCU Platinum Visa... 25k

Re: Highest Credit Line

PRILEY — Fri, 13 Aug 2010 15:10:18 GMT

How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?

Re: Highest Credit Line

MarineVietVet — Fri, 13 Aug 2010 15:31:48 GMT

@PRILEY wrote:
How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?

I can only speak for myself.

BoA $11,000 CL I auto pay my gas bill on this one; never more than about $50 a month. I've done this for several years.

$8,300 CL I auto pay my XM radio account at $16 a month also for several years.

Citi $6,500 CL Cable bill for about $66 a month.

Cap 1 $4,000 CL Water bill each month $50+

Discover $13,300 CL This is the only one I run alot of charges through each month.

As you can see I don't use very much of my CL's at all and don't plan to in the future. If that ever results in a CLD I guess I'll live with that.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 15:51:16 GMT

@PRILEY wrote:
How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?

I don't know & I don't much care. My total CL across all cards is almost $300K, of which I use at most 2% at any time. I've pretty much stopped using my 3 Citi cards because the rewards are so puny. Citi can shut them down as far as I'm concerned.

Then again, I'm at that stage in life when I have absolutely no need for new credit. Apart from a small mortgage balance, which I may pay off shortly, I have no debt & no plans to take on any new debt.

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 17:08:35 GMT

$17,500 on Cap One

$17,100 on B of A

$14,500 on Wells Fargo

$11,000 on Discover

Various others at anything from $10,000 to $12,500, but I never use those and don't really remember.

Re: Highest Credit Line

fused — Fri, 13 Aug 2010 17:14:38 GMT

My highest CLs:

$40,000 FIA (BoA) Visa

$23,500 Amex Clear

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 17:19:46 GMT

10,250 on a store card

hoping Nationwide pulls through for me and I get atleast $11k+

Re: Highest Credit Line

fused — Fri, 13 Aug 2010 18:27:20 GMT

@Anonymous wrote:

10,250 on a store card

Wow! Which store card do you have???

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 19:16:14 GMT

Do you think we could list income as well as highest limit card? I would be interested in knowing how much income you have to make in order to get nice and high CL's.

Mine I just got is 5k, and income around 30k. I really want a 10k card. Closest ever was WAMU at $9500. Then Chase bumped me down to 2k

Re: Highest Credit Line

Creditaddict — Fri, 13 Aug 2010 19:39:57 GMT

My Macy's Store card is $10,500. I would assume that other poster was speaking of there Macy's too. oh wait, Home Depot maybe, that's 14,900

Re: Highest Credit Line

Anonymous — Fri, 13 Aug 2010 19:51:56 GMT

@fused wrote:

@Anonymous wrote:

10,250 on a store card
Wow! Which store card do you have???

GEMB/Robbins Brothers -- My Fiances Engagement Ring $0 balance now, but still Open & Active

Re: Highest Credit Line

UpNUp — Fri, 13 Aug 2010 19:55:18 GMT

Chase PerfectCard- 8014.00

Lowes Store-10000.00

Re: Highest Credit Line

bakalao2k — Fri, 13 Aug 2010 21:22:19 GMT

US Bank Platinum Visa 25K