topic Re: CC mx and score in Credit Cards

CC mx and score

Anonymous — Sat, 14 Aug 2010 12:23:42 GMT

Of do i keep my useage under 10% on each cards CL or do i keep it under 10% for all of my cards combined CL to maintain my score or increse?

Re: CC mx and score

fused — Sat, 14 Aug 2010 17:34:09 GMT

Based on many factors that are known and unknown, this has worked the best for me.

On my credit reports, I have one credit card reporting at 1% util, and $0 balances on all the rest of my cards. Many people lose points for having most or all of their cards reporting over 10% util. Also, you can lose points for having too many cards reporting any balance

Re: CC mx and score

Anonymous — Sat, 14 Aug 2010 17:58:14 GMT

@fused wrote:
Based on many factors that are known and unknown, this has worked the best for me.

On my credit reports, I have one credit card reporting at 1% util, and $0 balances on all the rest of my cards. Many people lose points for having most or all of their cards reporting over 10% util. Also, you can lose points for having too many cards reporting any balance