topic Credit Card Recommendation? in Credit Cards

Credit Card Recommendation?

Anonymous — Mon, 30 Aug 2010 02:21:09 GMT

I wanted to know of credit card that I can get approved for that includes the following(from most important to least)

3000 limit or higher

0% for at least 6 months to a year. Pulls Equifax or Experian ( since they have the highest score) Ficos are in my sig. Ex may be higher than Tu and EQ.

Oldest account opened 4 years ago.

2 years ago on EQ.

AAOA is 3 years on Tu and Ex and 1 on EQ. '

Recently approved a 1k CC from my CU.

Any and all Suggestions are highly appreciated.

Re: Credit Card Recommendation?

Anonymous — Mon, 16 Aug 2010 23:33:24 GMT

USAA pulled my EQ Score, and they are the only ones I have tried that have pulled it. I have also heard, that upon acceptance, they are normally pretty generous

AMEX/Nationwide pull EX & TU.

Sorry I couldn't be of better help!

Re: Credit Card Recommendation?

haulingthescoreup — Mon, 16 Aug 2010 23:36:43 GMT

Most, certainly not all, credit unions pull Equifax. CU's are often much easier to work with and give higher CL's than do the big-boy banks.

Re: Credit Card Recommendation?

Anonymous — Tue, 17 Aug 2010 23:38:52 GMT

Most of the Credit unions in my area use either TU or Ex. I only found three credit unions out of about 30 that used Eq. Any more CC suggestions?

Re: Credit Card Recommendation?

Creditaddict — Wed, 18 Aug 2010 00:13:47 GMT

Alliant pulls EQ, most likely though if you don't get pre-approval at time of opening your savings account, you will have to provide paystubs upon applying for a credit card.

Cabela's pulls EQ and they were the go to card a year or so ago, approving just about everyone that applied with very nice limits, they have really tightened up since then though, no Bk excepted anymore

Re: Credit Card Recommendation?

Anonymous — Mon, 30 Aug 2010 02:34:45 GMT

OP updated due to removal all negatives from EX. EX,TU, and EQ profiles are as follows:

TU EQ EX

5 inqs 1 inq 2 inq

3 accounts in great stand 2 accounts in great standing 3 accounts

4 years since first account opened 2 years since first account opened 4 years since first account opened

AAOA 3 years AAOA 2 years AAOA 3 years

No negs No negs No negs (at last!!!)

Any more suggestions are appreciated

Re: Credit Card Recommendation?

Creditaddict — Mon, 30 Aug 2010 02:36:18 GMT

Citi Plat. Select = 18 months 0%

they pull EQ