topic Re: Cap 1 reporting in Credit Cards

Cap 1 reporting

MidnightOwl — Thu, 19 Aug 2010 23:35:43 GMT

My Cap 1 secured card finally started reporting to EX on 8/18/10. Does anyone have a clue when they start reporting on TU & EQ ? Thanks in advance.

Re: Cap 1 reporting

laz98 — Fri, 20 Aug 2010 00:18:56 GMT

they should show up in the next couple of days. they usually show up fairly close to one another, but sometimes one will lag behind. it won't show up on the same exact date every month.

Re: Cap 1 reporting

MidnightOwl — Fri, 20 Aug 2010 00:31:32 GMT

Thanks laz, I appreciate the info.

Re: Cap 1 reporting

MidnightOwl — Sat, 21 Aug 2010 00:06:11 GMT

Cap1 is now officially reporting to all 3 CRA's. I dropped 10 points on TU but, that's to be expected when a new account is opened. I'll have it back up & past where it was in a few months.

Re: Cap 1 reporting

blazerein — Sat, 21 Aug 2010 01:02:28 GMT

After you received your card, how long you waited before Cap 1 started reporting? I received my card mid July and it is still not reporting to all 3 bureau. Also is Cap 1 reporting your Credit Limit? Thanks in advance.

Re: Cap 1 reporting

MidnightOwl — Sat, 21 Aug 2010 01:11:08 GMT

I got my card around the middle of June. It showed up on EX 8/18/10, on EQ 8/19 & on TU 8/20.

Re: Cap 1 reporting

MidnightOwl — Sat, 21 Aug 2010 01:12:13 GMT

Yes, Cap1 is reporting my credit limit.

Re: Cap 1 reporting

tinkytoo — Sun, 22 Aug 2010 14:09:38 GMT

Do anyone know when they report to the cra, is it the end of the month or when the billing cycle end

Re: Cap 1 reporting

MarineVietVet — Sun, 22 Aug 2010 16:29:21 GMT

@tinkytoo wrote:
Do anyone know when they report to the cra, is it the end of the month or when the billing cycle end

IME they report on the statement date.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work

Re: Cap 1 reporting

blazerein — Mon, 23 Aug 2010 04:19:57 GMT

OK got my card mid July, first statement due date is August 15. Cap one started posting on 3 bureau including credit limits on the 19th. As expected, my score went down since I opened a new account but hopefully it will help out in the long run.