topic Re: Amex Blue Card in Credit Cards

Amex Blue Card

elaine829 — Sat, 28 Aug 2010 03:34:41 GMT

MY second statement has came and AMEX hasn't reported to credit bureaus yet. I guess it will take 45 days or 60 days for them to report. I am anxious to see what that account will do to my credit scores since it will be backdated from 1989.

Re: Amex Blue Card

haulingthescoreup — Sat, 28 Aug 2010 03:38:15 GMT

How long ago did your statement post?

EX updates right away, but a third-party monitoring system, even one from Experian, might not pull a genuinely new report. And Eq and TU often take a week or more to update.

It could be that AmEx has sent in the info, but it's either not yet posted, or you're just not seeing it yet on the reports that you're pulling.

Re: Amex Blue Card

elaine829 — Sat, 28 Aug 2010 03:50:54 GMT

August 26. I have score watch with equifax I know they are kind of slow. The last transunion i pulled was the free one this week it wasnt on it but my my citi was, but i pretty sure it was before my statement close on my amex. I havent pulled my experian lately. I will just wait till i get a alert from equifax.

Re: Amex Blue Card

Red1Blue — Sat, 28 Aug 2010 12:20:41 GMT

Keep us posted.

Re: Amex Blue Card

smallfry — Sat, 28 Aug 2010 13:45:06 GMT

I got this card about 5 months ago the first statement reported on time but thereafter has been slow. I think it is 2 cycles behind. I think they like to encourage card usage and I am getting the impression they will not report a 0 balance. Could just be a bit paranoid though.

Re: Amex Blue Card

bakalao2k — Sun, 29 Aug 2010 01:04:26 GMT

It took close to six weeks for my AMEX Blue card to post. Please keep us posted when yours does.

Re: Amex Blue Card

Red1Blue — Sun, 29 Aug 2010 01:10:20 GMT

I got 2 cards approved last week. I want to see when they will post. I am hoping to get a boost with AAoA.

Re: Amex Blue Card

elaine829 — Sun, 05 Sep 2010 02:04:01 GMT

Just updating, Its been been 5 weeks still no reporting from AMEX for my blue card. on my credit bureaus. Why do they take so long to report when you open a new card?

Re: Amex Blue Card

haulingthescoreup — Sun, 05 Sep 2010 02:10:02 GMT

Have you gotten a statement yet? Some people have AmEx accounts that update as soon as the statement drops, but many others still don't update until 4 weeks after the statement.

Re: Amex Blue Card

elaine829 — Sun, 05 Sep 2010 02:18:54 GMT

I've received my second statement like a week ago. It close on th 25 or 26th. I notice someone said it took 6 weeks so maybe thats the magic number.

Re: Amex Blue Card

haulingthescoreup — Sun, 05 Sep 2010 02:22:38 GMT

Have you pulled any reports since the second statement, or are you relying on Scorewatch to notice?

If AmEx updated on, say, the 22nd, and EQ didn't post it until maybe the 1st, the alert might be shuffling through the SW system.

If you are able to pull an Eperian report from anywhere, you might check if it shows up there. EX generally posts new data within 24 hours of receiving the info from the creditor. EQ and TU can vary from 3 days to several weeks.

Re: Amex Blue Card

elaine829 — Sun, 05 Sep 2010 03:15:33 GMT

No, I haven't pulled my experian credit report lately. I just didn't want to pull it because I can't get a credit score so I wouldn't know how the account effected me. I was waiting for my score watch alert because I will know which way my score or even a alert from true credit. True credit just reported 2 days ago saying I didn't have any new accounts. I took advantage of that lawsuit and got 6 months of monitoring free. It expired in July but they are still telling every week if I had any thing reported my credit report.

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 12:49:37 GMT

I'm in the same position as you. I received my Zync on 8/24 (Tuesday) my card arrived with a member since date of 10, however when I registered on line I noticed it had a member since date of 89 (I was an AU back then) I called AMEX in regards to the Member since date and they said they would mail me a new card showing the member since date as 89. I received the card on 8/26 (Thursday). I still haven't gotten a scorewatch alert from EQ either. I'm waiting to see if it will have an impact in my score. I did check EX and they have reported but just like you said no score so it's useless.

I'll keep you posted.

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 14:26:57 GMT

You won't get a Score Watch alert because it isn't a 'new' account! I discovered for myself that my recently acquired Green Card had a member date of '10 but the website was reporting '96. Fast forward about 7 weeks and nothing showed on EQ as an alert so I pulled a new report and *bam*! AMEX was listed as an active trade--not new--but with an open date of 06/1996, thus it is not a new account so it wouldn't trigger any alerts!

If you got a couple of statements from AMEX, I'd say it was time to pull new reports.

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 14:52:43 GMT

Did you see an increase in your Fico score?

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 15:28:27 GMT

Hells yeah I saw an increase! Approximately 26 points on TU and 31 points on EQ. It's now my oldest account @14.2 years.

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 15:42:47 GMT

I haven't gotten a score watch alert that my score went up, is that normal?

Did you get a score watch alert? I just checked my credit report via USAA and AMEX is reporting on all three CBA

Re: Amex Blue Card

haulingthescoreup — Sun, 05 Sep 2010 15:48:27 GMT

@Anonymous wrote:
I haven't gotten a score watch alert that my score went up, is that normal?
Did you get a score watch alert? I just checked my credit report via USAA and AMEX is reporting on all three CBA

Scorewatch Guide

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 15:50:49 GMT

@Anonymous wrote:
I haven't gotten a score watch alert that my score went up, is that normal?
Did you get a score watch alert? I just checked my credit report via USAA and AMEX is reporting on all three CBA

No, no alert. None. Had to pull a new report to see any changes--and then it was updated.

Re: Amex Blue Card

Anonymous — Sun, 05 Sep 2010 15:52:34 GMT

Thanks for all the info.