topic Re: Product Change in Credit Cards

Product Change

Anonymous — Fri, 03 Sep 2010 17:42:31 GMT

Hello Guys,

I currently have AMEX Delta Gold and not really happy with the rewards, I want to do a product change.

Any recommendation for Product change in amex which are good rewards plan, I am open for rewards or cash back.

Re: Product Change

Creditaddict — Fri, 03 Sep 2010 17:45:34 GMT

You can almost PC to a Bluem which if you spend over $6500 a year starts to get decent rewards.

You would probably have the option to PC into one of the Hotel cards or maybe Jet Blue.

Might be a good idea to call amex and ask them for the list of what cards you can PC into and then post those here so we can make suggestions. Depending what card you currently have your options on cards to PC into will be different.

Re: Product Change

Anonymous — Fri, 03 Sep 2010 18:17:43 GMT

I have yet to make the call to amex, but i am leaning towards the Blue cash!

Couple of questions

1. Will this cause a hard pull?

2. Can i keep my CL of 21,000 on the delta gold

3. Does this effect my Delta miles in anyway?

Thanks for the suggestions!

Re: Product Change

Creditaddict — Fri, 03 Sep 2010 18:29:49 GMT

@Anonymous wrote:
I have yet to make the call to amex, but i am leaning towards the Blue cash!
Couple of questions
1. Will this cause a hard pull?
2. Can i keep my CL of 21,000 on the delta gold
3. Does this effect my Delta miles in anyway?

Thanks for the suggestions!

No credit Pull

You keep same line

Your interest rate might change, but going from Delta to Blue, it would probably get better if anything

This should not effect your miles, because they transfer monthly from amex into your Delta Account.