topic Re: Question... AMEX Approvals in Credit Cards

Question... AMEX Approvals

Anonymous — Wed, 15 Sep 2010 03:11:22 GMT

Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.

Re: Question... AMEX Approvals

terrymurph — Wed, 15 Sep 2010 03:17:06 GMT

@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.

Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

Re: Question... AMEX Approvals

Anonymous — Wed, 15 Sep 2010 03:23:37 GMT

@terrymurph wrote:

@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.
Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease. Truecredit FAKO - 720.... EQ (FICO) - 657

Re: Question... AMEX Approvals

terrymurph — Wed, 15 Sep 2010 04:04:24 GMT

@Anonymous wrote:

@terrymurph wrote:

@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.
Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease. Truecredit FAKO - 720.... EQ (FICO) - 657

Thanks for the quick response...Trying to get my util down cause i want to apply for the zync, citi platinum select, and discover more im currently at 50% . I have subprime cards now and i cant wait to upgrade.

Re: Question... AMEX Approvals

Anonymous — Wed, 15 Sep 2010 04:08:23 GMT

@terrymurph wrote:

@Anonymous wrote:

@terrymurph wrote:

@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.
Well the only pro i know off would be having 2 Amex cards...lol....but what were your vitals when you applied also did you have any negatives?

LOL!

Ahh... The nitty gritty... Ok, I have 6 derogs which are coming off next year, no lates in 6 years, UTI of about 45%, 1 - 2 year old CO (VZW), 1 paid $30k car loan, 1 paid car lease. Truecredit FAKO - 720.... EQ (FICO) - 657
Thanks for the quick response...Trying to get my util down cause i want to apply for the zync, citi platinum select, and discover more im currently at 50% . I have subprime cards now and i cant wait to upgrade.

To be honest with you my UTIL is about 45%-50%... Last year I had only 3 subprimes (4+ years of good history), a paid car loan, a paid car lease, and a good standing CITI Loan. My first good card approval was a CITI Forward for a whooping $8k! I almost fell out of my chair... Since then I've added quite a few decent cards. Time truly is the kind when it comes to getting ones credit in order. I swear on everything that I NEVER will repeat the mistakes I made 9+ years ago.

Re: Question... AMEX Approvals

Tazman81 — Wed, 15 Sep 2010 22:37:20 GMT

@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.

Did you have to pay the AMEX charge off from 2001 before they let you get another amex?

Re: Question... AMEX Approvals

Anonymous — Thu, 16 Sep 2010 00:00:33 GMT

@Tazman81 wrote:
@Anonymous wrote:
Hi All! I received an email from JetBlue for their AMEX card... I fly them often so I decided to go for it. I was approved for a CL of $4k. Since this was my first AMEX approval since an AMEX CO from '01 I decided to try for the AMEX Zync card and I was approved again.... Now, the little guy on my shoulder thinks I should deep six the Zync card... Does anyone have any pros or cons for doing so? I feel really dirty and greedy for applying twice within an hour.
Did you have to pay the AMEX charge off from 2001 before they let you get another amex?
Apparently not.