topic Amex Zync & NFCU 2nd card approval in Credit Cards

Amex Zync & NFCU 2nd card approval

Anonymous — Thu, 23 Sep 2010 16:50:44 GMT

I wanted to take advantage of the 5.99% APR BT offer and also get the cashRewards card.

12 days, proof of identity, address and last 2 paystubs later I was approved for $2k.

I'm afraid to push it on getting an CLI upon activation, but what are my chances?

Currently have a nRewards at $5k CL and its the highest limit I have

USAA denied me bc of a charge off that is still on my report, even though I was preapproved for a home loan through them, and could show proof of payment

Zync is still being reviewed

stick a fork in me, I'm done.

At least until my car dies and I'm forced to get one. My SL2 has over 200,000 on it so I'm hoping she'll last

AMEX Zync & NFCU 2nd card approval

Anonymous — Thu, 23 Sep 2010 16:01:01 GMT

The CSR was able to call my bank to verify my address, and it was close, but I got approval for the Zync!

A CO that was showing unpaid even though its paid almost kept me out but yay!

I chose the Family pack.

Re: AMEX Zync & NFCU 2nd card approval

Anonymous — Thu, 23 Sep 2010 18:58:44 GMT

WTG!!!!!! And no I would def not ask for a CLI. I go by the 1yr TL rule of thumb. Some go by 6 months..

Re: AMEX Zync & NFCU 2nd card approval

Anonymous — Thu, 23 Sep 2010 19:19:37 GMT

yea I had the nRewards for 3 years before i asked for that CLI, lol