topic Re: What is one card that you consider best in Credit Cards

What is one card that you consider best

Red1Blue — Tue, 28 Sep 2010 14:09:40 GMT

I think it is about time, I consolidate all my usage into two cards. What card do you consider as the best card for service, generous credit limit and offers all around product satisfaction. I do spend about $6-8k for personal use and some more for business expenses.

Re: What is one card that you consider best

DI — Tue, 28 Sep 2010 14:13:15 GMT

To me Discover More is the best card. It has so many great benefits that put itself in a league of its own.

Re: What is one card that you consider best

Anonymous — Tue, 28 Sep 2010 14:23:27 GMT

For me it's the NFCU cashRewards card because it's the best I can get with my scores.

Re: What is one card that you consider best

CrdtLrnr — Tue, 28 Sep 2010 14:36:29 GMT

AMEX Blue Cash

Re: What is one card that you consider best

haulingthescoreup — Tue, 28 Sep 2010 14:44:06 GMT

PenFed Visa Plat (aka gas card) --this is just from the cards I have. I'm aware that there are others that offer 2% across the board.

Re: What is one card that you consider best

andre181 — Tue, 28 Sep 2010 15:14:04 GMT

I LOVE my Citi Forward card. Its my highest CL, I get regular CLI's (every 3-6 mos), its currently tied for my lowest APR @ 13.49 and the APR decrease .25 every 3 months, and I love the ThankYou Points, I spend enough so that every 3 months I have earned a $50 statement credit.

I also love my Discover More card when the 5% catagory is something I spend a lot on. LIke July to September was Gas, Hotel, and Airfare (I think) I earned $35 cash back just from gas. (And I need to go get gas by the end of the week

I get 5% cash back on my Chase Freedom, but I never use it. I also get 1% cash back on my WF and Cap1 cards, I rarely use those either.

I really don't care about my points with my Amex Zync, I just got it to get in the door with Amex, so I can get Blue or Blue Cash in a few months. Same with FNBO, just to get in the door, they offer pretty high CL's once you've been with them for a while. And I just have my BoA cuz its my oldest TL.

Re: What is one card that you consider best

Anonymous — Tue, 28 Sep 2010 15:51:52 GMT

So hard to choose!

I travel a fair amount, so my Chase United Visa is probably #1. Visa signature, so no need to worry about the limit, and the travel benefits are perfect for me Miles Miles Miles.

Outside of that the Penfed Visa Plat is my favorite. Followed by a close second the Costco Amex.

Re: What is one card that you consider best

Imhotrodcrazy — Tue, 28 Sep 2010 17:49:14 GMT

US Bank flex

Re: What is one card that you consider best

PRILEY — Tue, 28 Sep 2010 17:57:47 GMT

Not my highest line but probably Discover.

Re: What is one card that you consider best

Creditaddict — Tue, 28 Sep 2010 18:04:22 GMT

Reward wise I think it use to be Chase Freedom Plus... I still have the same rewards on mine but not sure you can get that program anymore.

for spending over 5k a month I would agree would be Amex Blue Cash

or else what was the investing card that gave a straight 2% on everything?

Re: What is one card that you consider best

Anonymous — Tue, 28 Sep 2010 18:19:17 GMT

Fidelity 2% Amex for low spending.

Amex Blue Cash for high spending.

Best combo:

Citi Forward for restaurants, books, entertainment (>3.5% cash back)

PenFed Cash Back Visa for gas and groceries (5% and 2%, respectively, credited at the end of each month)

Fidelity Amex for everything else (2% on everything)

(Optional) Chase Freedom (5% on quarterly bonus categories)

Re: What is one card that you consider best

UpNUp — Tue, 28 Sep 2010 19:06:09 GMT

PenFed Plat. Cash Rewards Visa. I use it for eveything. I'm only interested in Cash Back Rewards.

Re: What is one card that you consider best

Anonymous — Wed, 29 Sep 2010 05:52:03 GMT

I guess it's my Costco Amex. I mostly buy my gas there, so the 3% come in handy, and restaurants (another 3% category) are my major vice.

Re: What is one card that you consider best

Anonymous — Wed, 29 Sep 2010 13:41:28 GMT

I'm going to go with the Discover More as well.

Backups would be split between Nationwide for low rate and AMEX Green for controlling my spending

Re: What is one card that you consider best

Anonymous — Wed, 29 Sep 2010 13:53:39 GMT

I would have to say my BOA World Points. They gave me my first visa card. Its my highest limit ($1000). I love my CareCredit (4000) but I can't take that to the grocery store...lol