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    <title>topic Discover Direct Rewards Cardholders (HSBC)&amp;lt;- Update in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/746768#M230875</link>
    <description>&lt;P&gt;Did you ever receive a cli from them? I am still stuck at 300. It has been a year with the 59 annual fee. I think its time to close this account.&lt;/P&gt;</description>
    <pubDate>Mon, 04 Oct 2010 18:35:26 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2010-10-04T18:35:26Z</dc:date>
    <item>
      <title>Discover Direct Rewards Cardholders (HSBC)&lt;- Update</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/746768#M230875</link>
      <description>&lt;P&gt;Did you ever receive a cli from them? I am still stuck at 300. It has been a year with the 59 annual fee. I think its time to close this account.&lt;/P&gt;</description>
      <pubDate>Mon, 04 Oct 2010 18:35:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/746768#M230875</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-04T18:35:26Z</dc:date>
    </item>
    <item>
      <title>Re: Discover Direct Rewards Cardholders (HSBC)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/746814#M230880</link>
      <description>&lt;P&gt;I would call them and tell them you like to close the account, if its paid off, that way maybe they will waive the anual fee, it doesnt hurt to try&lt;/P&gt;</description>
      <pubDate>Wed, 29 Sep 2010 14:39:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/746814#M230880</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-09-29T14:39:36Z</dc:date>
    </item>
    <item>
      <title>Re: Discover Direct Rewards Cardholders (HSBC)&lt;----- Update</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750022#M231550</link>
      <description>&lt;P&gt;I called to close this account today. I had been billed the annual fee on Oct 1. I asked if my account was eligible for a cli the rep stated that the company was not issuing cli at this time. I politely stated that I would like to close the account and I do not want to be charged the annual fee. The rep gave me the run around so I asked to be transferred to his supervisor I explained the problem to her, &amp;nbsp;she of course gave her scripted answers then she&amp;nbsp;got to my favorite part. Since they would like to keep my business&amp;nbsp;she said we will waive the annual fee. So I have a 300 without a 59 annual fee for one more year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Today was my first time trying this... I think I will take a look in my wallet and see what else I can accomplish today!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you guys so much..... I have found a wealth of information here.&lt;/P&gt;&lt;P&gt;gg-bc&lt;/P&gt;</description>
      <pubDate>Mon, 04 Oct 2010 15:50:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750022#M231550</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-04T15:50:12Z</dc:date>
    </item>
    <item>
      <title>Re: Discover Direct Rewards Cardholders (HSBC)&lt;----- Update</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750136#M231564</link>
      <description>&lt;P&gt;&lt;STRONG&gt;&amp;nbsp;Wow no annual fee&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&amp;nbsp;Good job&lt;/STRONG&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 04 Oct 2010 18:15:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750136#M231564</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-04T18:15:50Z</dc:date>
    </item>
    <item>
      <title>Re: Discover Direct Rewards Cardholders (HSBC)&lt;----- Update</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750152#M231566</link>
      <description>&lt;P&gt;Maybe I should do that. Both DW and I have separate accounts and are both stymied at $300, since early 2008.&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 04 Oct 2010 18:22:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Discover-Direct-Rewards-Cardholders-HSBC-lt-Update/m-p/750152#M231566</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2010-10-04T18:22:22Z</dc:date>
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