topic Tires Plus/CFNA Reporting in Credit Cards

Tires Plus/CFNA Reporting

daisyduke — Mon, 04 Oct 2010 22:24:03 GMT

Anyone know how this will report to the CB's? Previous posts have indicated that they don't report the limits...just high balance.

I just applied over the phone as I'm getting some work done tomorrow, tire, oil and filter change and inspection - approved for 1200 - TU pull I think (not frozen on that one so eliminates the other two) .

Re: Tires Plus/CFNA Reporting

Creditaddict — Mon, 04 Oct 2010 22:30:41 GMT

from what I know, you are correct, high balance only

Re: Tires Plus/CFNA Reporting

daisyduke — Mon, 04 Oct 2010 22:35:52 GMT

thanks credit addict - i'm hoping it doesn't report as a consumer finance account.

i could have just paid cash but decided to have another positive tradeline....

Re: Tires Plus/CFNA Reporting

Anonymous — Tue, 05 Oct 2010 04:06:57 GMT

CFNA reports credit limit for Firestone accounts, why not for Tires Plus?

They are inept, though - sometimes it takes a complaint or two to get the CL reporting to stick ...

Re: Tires Plus/CFNA Reporting

Creditaddict — Tue, 05 Oct 2010 04:07:43 GMT

my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?

Re: Tires Plus/CFNA Reporting

Anonymous — Tue, 05 Oct 2010 04:18:20 GMT

@Creditaddict wrote:
my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?

Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

Re: Tires Plus/CFNA Reporting

Pushto700 — Wed, 06 Oct 2010 18:07:31 GMT

@Anonymous wrote:
CFNA reports credit limit for Firestone accounts, why not for Tires Plus?

They are inept, though - sometimes it takes a complaint or two to get the CL reporting to stick ...

For some reason, they report the limits to EQ only (as evidenced from my Firestone card), Experian and TU only show high/current balance, no CL. Do not understand why.

Re: Tires Plus/CFNA Reporting

Pushto700 — Wed, 06 Oct 2010 20:39:22 GMT

@Anonymous wrote:

@Creditaddict wrote:
my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?
Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

This shows on your Experian and TU reports as well? I only see it on my EQ (Credit Limit). It would be nice to have the Credit Limit (instead of balance only) actually report to the other two....

Re: Tires Plus/CFNA Reporting

Anonymous — Wed, 06 Oct 2010 20:41:00 GMT

My Firestone card was reporting the limit at $196, even though i had a $1200 limit. I disputed it and it was corrected, which bumped my score up by almost 50 points since it had previously looked like i was charged up way over my limit.

Re: Tires Plus/CFNA Reporting

Pushto700 — Wed, 06 Oct 2010 20:47:52 GMT

@Anonymous wrote:
My Firestone card was reporting the limit at $196, even though i had a $1200 limit. I disputed it and it was corrected, which bumped my score up by almost 50 points since it had previously looked like i was charged up way over my limit.

With Experian? Really....so what did you do exactly to get the limit to actually report?

Re: Tires Plus/CFNA Reporting

Pushto700 — Wed, 06 Oct 2010 21:04:42 GMT

@Anonymous wrote:
My Firestone card was reporting the limit at $196, even though i had a $1200 limit. I disputed it and it was corrected, which bumped my score up by almost 50 points since it had previously looked like i was charged up way over my limit.

Well, we will see how it goes....I just disputed with the CB (Experian) to report my Firestone CL. Hopefully it works.

Re: Tires Plus/CFNA Reporting

daisyduke — Wed, 06 Oct 2010 22:49:31 GMT

let us know Push if disputing your TL will actually make CFNA report the limit....keeping my finger crossed. for you.

Re: Tires Plus/CFNA Reporting

Pushto700 — Wed, 06 Oct 2010 23:12:55 GMT

@daisyduke wrote:
let us know Push if disputing your TL will actually make CFNA report the limit....keeping my finger crossed. for you.

Thanks, hopefully so....that would be nice. I kinda just "chalked" it up as not happening. It is good that it at least reports the CL to EQ. I will update. Hopefully it does not take long.

Re: Tires Plus/CFNA Reporting

Anonymous — Thu, 07 Oct 2010 02:31:54 GMT

@Pushto700 wrote:
@Anonymous wrote:

@Creditaddict wrote:
my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?
Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

This shows on your Experian and TU reports as well? I only see it on my EQ (Credit Limit). It would be nice to have the Credit Limit (instead of balance only) actually report to the other two....

CFNA/Firestone has been reporting the CL on all three of my credit reports since I complained. I submitted my complaints directly to CFNA through their website email - I did not submit a dispute to the CRAs. I think CFNA has simply been lazy about submitting the CL data correctly unless customers force the issue ...

Re: Tires Plus/CFNA Reporting

Pushto700 — Thu, 07 Oct 2010 17:37:38 GMT

@Anonymous wrote:

@Pushto700 wrote:
@Anonymous wrote:

@Creditaddict wrote:
my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?
Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

This shows on your Experian and TU reports as well? I only see it on my EQ (Credit Limit). It would be nice to have the Credit Limit (instead of balance only) actually report to the other two....
CFNA/Firestone has been reporting the CL on all three of my credit reports since I complained. I submitted my complaints directly to CFNA through their website email - I did not submit a dispute to the CRAs. I think CFNA has simply been lazy about submitting the CL data correctly unless customers force the issue ...

Makes sense. Thanks for the info. Should this plan of action not work (the dispute) then I will submit my request via their website. Thanks again.

Re: Tires Plus/CFNA Reporting

Pushto700 — Tue, 12 Oct 2010 19:56:32 GMT

Well, did not take long...it worked. I now see the limit posted on my wifes Experian CR as well as mine. It only showed the CL on EQ prior. The dispute worked.

Re: Tires Plus/CFNA Reporting

JasonBourneOfCredit — Mon, 18 Oct 2010 08:03:45 GMT

I just wanted to inform you all that CFNA IS reporting limits now.

Usually, it only reports to TU and EQ. To get it to report on EX, you have to initiate a dispute. I called EX to do mine.

The next day, I got an email saying the results were in. They now report the limit!!

Wham bam thank you mam.

Re: Tires Plus/CFNA Reporting

daisyduke — Mon, 18 Oct 2010 13:48:24 GMT

FWIW - my tiresplus account just hit EX report today - logged onto CCT - and sure enough the CL was not posted.

Re: Tires Plus/CFNA Reporting

Anonymous — Sat, 01 Jun 2013 21:05:43 GMT

my cfna/firestone reporting on all 3 bureaus w/ cl, also if issues arise a great email contact for cfna is cfnacustserv@cfna.com

Re: Tires Plus/CFNA Reporting

Datx — Sat, 01 Jun 2013 23:36:39 GMT

I was just about to post about my experience with my CFNA Firestone account, and how it has always reported correctly ever since opening my account with them a few months ago. Then I realized this is almost a 3 year old thread...