topic Re: cli walmart in Credit Cards

cli walmart

Anonymous — Wed, 06 Oct 2010 15:18:04 GMT

When you request cli , do they hard pull or soft ?

Re: cli walmart

Creditaddict — Wed, 06 Oct 2010 15:21:33 GMT

@Anonymous wrote:
When you request cli , do they hard pull or soft ?

soft, you can hit the luv button online, it just asks income then will pop back instantly... I say the first one will either be auto or available after 6 months... then in future, I believe every 4

Re: cli walmart

Anonymous — Wed, 06 Oct 2010 21:09:19 GMT

@Creditaddict wrote:

@Anonymous wrote:
When you request cli , do they hard pull or soft ?
soft, you can hit the luv button online, it just asks income then will pop back instantly... I say the first one will either be auto or available after 6 months... then in future, I believe every 4

I believe you dont have to wait for six months to get the first CLI. GEMB follows the 4-month-CLI thingy right from the account opening, dont you think so?

Re: cli walmart

tray — Wed, 06 Oct 2010 21:16:44 GMT

I have a walmart credit card and for me it was 5 months for my 1st cli and the reason being on the 4th month for some odd reason walmart did not generate a statement for me because I had a 0 balance at that time and that is when you should get your 1st cli, after your 4th statement cuts. It seems for me I have to carry a balance every month with my walmart card in order to have a statement to get a cli every 4 months does this seem right, does anyone else have to go through this. This information will help the OP who is inquiring about the cli's.

Re: cli walmart

Anonymous — Wed, 06 Oct 2010 21:20:23 GMT

@tray wrote:
I have a walmart credit card and for me it was 5 months for my 1st cli and the reason being on the 4th month for some odd reason walmart did not generate a statement for me because I had a 0 balance at that time and that is when you should get your 1st cli, after your 4th statement cuts. It seems for me I have to carry a balance every month with my walmart card in order to have a statement to get a cli every 4 months does this seem right, does anyone else have to go through this. This information will help the OP who is inquiring about the cli's.

Man, I have a weirder story to tell regarding CLIs..I got my first one a little before the second statement (auto-cli) and they bumped me from $150 to $1100. I was using it very heavily and paid it in full at one of those walmart ATMs right after each shopping spree.