topic Re: Amazon Store Card in Credit Cards

Amazon Store Card

911gt34life — Wed, 13 Oct 2010 17:52:32 GMT

i was wondering does any one know who do they pull ?

Re: Amazon Store Card

xkaosx — Wed, 13 Oct 2010 17:57:14 GMT

pulled EQ for me

Re: Amazon Store Card

Anonymous — Wed, 13 Oct 2010 17:57:16 GMT

Either EQ or TU depending by region. They pulled EQ for me back in May and I live in cali.

Re: Amazon Store Card

mross1080 — Wed, 13 Oct 2010 18:17:18 GMT

They pulled TU here in PA.

Re: Amazon Store Card

911gt34life — Wed, 13 Oct 2010 18:42:25 GMT

i call them and they ask me security question that lady said i been approve for 1900 . thanks guy for the feedback.

Re: Amazon Store Card

mross1080 — Wed, 13 Oct 2010 19:49:56 GMT

Congrats!

Re: Amazon Store Card

911gt34life — Thu, 14 Oct 2010 20:11:49 GMT

i was wondering does any one here has more that 1900 credit just wondering who has the highes.

Re: Amazon Store Card

mross1080 — Thu, 14 Oct 2010 20:29:41 GMT

I have 1900 also.

Re: Amazon Store Card

Anonymous — Thu, 14 Oct 2010 20:56:36 GMT

I was instantly approved with CL of $1800 back in early January 2010 (a few days more than 10 months ago), with my average FICO scores in the mid-500's. Now, I have my FICO scores at the 700 mark and I asked for a CLI online. I was instantly declined. Then I applied for a normal credit card at a bank elsewhere about two days later. I was instantly approved with a credit limit of $7000. Anyone care to give me some insight?

Re: Amazon Store Card

haulingthescoreup — Thu, 14 Oct 2010 21:30:35 GMT

Welcome to the forums!

A store card (like the Amazon) card does not equal "normal credit card from a bank."

Store cards as a rule have lower CL's than do general credit cards (MC, Visa, AmEx, Discover.) Some exceptions include cards for stores with shiny expensive toys like Best Buy and Home Depot, where they really, really want you to charge that home theater system or stainless steel armoire-style refrigerator. * drools *

Throw in differences between lenders in general (GEMB vs HSBC vs BofA vs WFNNB vs Citi and on and on), and your experience isn't that surprising.

Congrats on the great improvement in your scores!

Re: Amazon Store Card

Anonymous — Thu, 14 Oct 2010 22:48:14 GMT

Approved last month with CL of $9,000 for the Chase Amazon Card.....but at the higher interest rate (14.99%). They offer at least two rates. I'd rather have lower interest rate even if we plan to pay off every month--just in case....We buy everything from Amazon, so we'll rack up points pretty quickly.

Re: Amazon Store Card

haulingthescoreup — Thu, 14 Oct 2010 22:50:49 GMT

@Anonymous wrote:
Approved last month with CL of $9,000 for the Chase Amazon Card.....but at the higher interest rate (14.99%). They offer at least two rates. I'd rather have lower interest rate even if we plan to pay off every month--just in case....We buy everything from Amazon, so we'll rack up points pretty quickly.

Chase Amazon is the Visa, not the store card, which comes from GEMB. Two different critters.

Congrats on the nice CL!