topic Equifax only pullers? in Credit Cards

Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 17:07:01 GMT

I want to app for a credit card that pulls EQ. Anyone have a list or can add to what I have?

Here is what I already know, but I'm looking for something else:

NFCU

USAA

Alliant

PenFed

DCU

Thanks

Re: Equifax only pullers?

Pushto700 — Tue, 19 Oct 2010 17:09:23 GMT

@Anonymous wrote:
I want to app for a credit card that pulls EQ. Anyone have a list or can add to what I have?

Here is what I already know, but I'm looking for something else:

NFCU
USAA
Alliant
PenFed
DCU

Thanks

HSBC

GEMB

Re: Equifax only pullers?

Creditaddict — Tue, 19 Oct 2010 17:10:19 GMT

GE backed cards (Sams Discover, Walmart, Amazon, Gap, etc.)

USbank some but maybe EX

Cabellas

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 18:19:46 GMT

If you are close to any RBS banks like Citizens or Charter One, they pull EQ.

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 18:28:10 GMT

@Creditaddict wrote:
GE backed cards (Sams Discover, Walmart, Amazon, Gap, etc.)
USbank some but maybe EX
Cabellas

GEMB has always pulled TU for me (in VA)..

Re: Equifax only pullers?

hedgeclipper2 — Tue, 19 Oct 2010 18:29:46 GMT

@Anonymous wrote:

@Creditaddict wrote:
GE backed cards (Sams Discover, Walmart, Amazon, Gap, etc.)
USbank some but maybe EX
Cabellas
GEMB has always pulled TU for me (in VA)..

Likewise! Always TU for me as well in Texas.

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 18:38:37 GMT

Surprised nobody mentioned Citi and Citi-backed store cards.

Moreover, I just came across an old thread where someone named Haulingthescoreup posted that almost all CUs pull EQ.

Re: Equifax only pullers?

hedgeclipper2 — Tue, 19 Oct 2010 18:38:11 GMT

Regular CITI always pulls EX for me. Citi Retail pulls TU for me.

Re: Equifax only pullers?

Creditaddict — Tue, 19 Oct 2010 18:39:05 GMT

@Anonymous wrote:
Surprised nobody mentioned CITI and CITI-backed store cards

Citi sometimes pull EX though

Both KY AND CA GE pulled EQ

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 18:49:39 GMT

I have an Amazon GEMB card and they pulled EQ for me as well.

Re: Equifax only pullers?

haulingthescoreup — Tue, 19 Oct 2010 18:51:59 GMT

@Anonymous wrote:
Surprised nobody mentioned Citi and Citi-backed store cards.

Moreover, I just came across an old thread where someone named Haulingthescoreup posted that almost all CUs pull EQ.

lol

Although to expand that a bit, CU's in the upper Midwest are more likely to pull TU. Also in Rhode Island, I've read, which still puzzles me.

The nice thing about CU's is that they'll generally tell you. If they pull Equifax, they'll probably call it a Beacon 5.0 (same thing.)

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 18:53:34 GMT

@Anonymous wrote:
I have an Amazon GEMB card and they pulled EQ for me as well.

Well, I guess it IS region-specific then. OP can get more help if they let us know which state they're in...

Re: Equifax only pullers?

Pushto700 — Tue, 19 Oct 2010 18:54:49 GMT

@Anonymous wrote:
Surprised nobody mentioned Citi and Citi-backed store cards.

Moreover, I just came across an old thread where someone named Haulingthescoreup posted that almost all CUs pull EQ.

Citi (& any Citi backed issuers ie Macys/Bloomies, Home Depot) pull Experian for me (CA)

Re: Equifax only pullers?

haulingthescoreup — Tue, 19 Oct 2010 18:55:51 GMT

@Anonymous wrote:
@Anonymous wrote:
I have an Amazon GEMB card and they pulled EQ for me as well.
Well, I guess it IS region-specific then. OP can get more help if they let us know which state they're in...

There's still traces of region-specificity, especially with CU's. But over time, regional differences seem to be fading, depending on the lender.

I remember reading that Discover pulled TU in middle and west Tennessee, but EQ in East Tennessee, which I found irritating. What, they go by time zone or something??

Re: Equifax only pullers?

Pushto700 — Tue, 19 Oct 2010 18:55:37 GMT

Target is an EQ puller as well (CA)

Re: Equifax only pullers?

Anonymous — Tue, 19 Oct 2010 19:01:53 GMT

@Pushto700 wrote:
Target is an EQ puller as well (CA)

Target blacklists I think and I charged off $100 whole dollars on them many years ago.

Re: Equifax only pullers?

llecs — Tue, 19 Oct 2010 19:36:05 GMT

IME, and within the past 3 years, the following CCs have pulled EQ for us (in VA):

2007:

Chase

GE Capital

Target

Diners Club

JCP (GEMB)

US Bank

Lowes

Circuit City (LOL! - Chase)

GEMB Rewards CC

Citi

Omaha National Bank

National City (gone too. Pulled EQ once for me)

Exxon (Citi)

BP Visa (Chase)

Citi Driver's Edge

Toys R Us (Chase)

2008:

RoadLoans

Penfed

BofA Auto Services

Wachovia Dealer Services

WalMart (GEMB)

HSBC Best Buy

Citi's Premier Pass

Chase Bank

Suntrust

Discover

Chevy Chase Bank CC (now CapOne)

Marriott (Chase)

Best Buy MC

NASA FCU

JCP again (GEMB)

Citi Platinum

Nordstrom

Citi AAdvantage

Fairfax County Federal Credit Union

Home Depot MC

Mens Wearhouse (GEMB)

2009:

Citi

Discover

Penfed

Alliant CU

(slowing down with the apps)

2010:

App-free (other than for 1 loan...not EQ)

Re: Equifax only pullers?

Pushto700 — Tue, 19 Oct 2010 19:37:28 GMT

@Anonymous wrote:

@Pushto700 wrote:
Target is an EQ puller as well (CA)
Target blacklists I think and I charged off $100 whole dollars on them many years ago.

I hear ya...it happens. They don't deserve (or need) your valuable business. You definitely have options, which is great about credit. It can be perplexing at times, and yet also rewarding.