topic Re: Citi CLI in Credit Cards

Citi CLI

asanch12 — Mon, 18 Oct 2010 05:45:21 GMT

So 3 months ago I requested a CLI and was granted an increase. So three months later I see the CLI button again. Does Citi allow CLi's every 3 months? Most of my CC's require 6 months between increases. Has anyone had luck with them every 3 months? im thinking about calling.

Thanks!

Re: Citi CLI

andre181 — Mon, 18 Oct 2010 09:09:42 GMT

Back in June, I called in to request a CLI, approved for $1000 CLI on my Forward Card. One month later, in July, I was given an automatic CLI of $1000. Last week, I was given another auto CLI of $1500. 3 CLI's in 5 months, totaling $3500.

In my experience, Citi doesn't have a 6 month rule.

Re: Citi CLI

plasticguy — Mon, 18 Oct 2010 09:46:44 GMT

Yes you are correct. Every 3 months you can get an increase provided the account has been opened for 6 months. However, if you click the button and you get a forum to fill out it will be a HARD pull, If they give you a number to call, you can ask for a manual CLI where it will be a soft pull. Not everyone receives one after 3 months. I have had luck without any pulls for more than a year now, I called the number on the back of my card instead of the number listed. However YMMV

Re: Citi CLI

Anonymous — Mon, 18 Oct 2010 12:07:02 GMT

Used to get 3 month increases after the initial 6 month wait on my Home Depot card; they stopped coming earlier this year. My DP Amex, on the other hand, has never gotten an increase. The account, which was opened as a Platinum Select in June 09, has been stuck at it's initial limit since.

Re: Citi CLI

asanch12 — Mon, 18 Oct 2010 22:09:57 GMT

So I called just now and was given an instant $2,100. Three months ago I got an increase of the same amount. I havent had this card a year yet, I started with 6000 in December, and now I'm at $10,200....sweet!

Re: Citi CLI

USC08 — Mon, 18 Oct 2010 23:14:40 GMT

What is the Util % on the card when you requested an increase?

Re: Citi CLI

asanch12 — Tue, 19 Oct 2010 00:33:18 GMT

The card was at 85% and 20% overall. I took advantage of their BT offer which is why the util is so high.

Re: Citi CLI

USC08 — Tue, 19 Oct 2010 23:23:48 GMT

@asanch12 wrote:
The card was at 85% and 20% overall. I took advantage of their BT offer which is why the util is so high.
What # did you use to call and request a cli?

Re: Citi CLI

Creditaddict — Tue, 19 Oct 2010 23:27:09 GMT

@USC08 wrote:
@asanch12 wrote:
The card was at 85% and 20% overall. I took advantage of their BT offer which is why the util is so high.
What # did you use to call and request a cli?

you don't need to call unless the online thing asks you too after pushing the credit line increase button

Re: Citi CLI

asanch12 — Tue, 19 Oct 2010 23:35:08 GMT

I've had the number come up both times. Its 800-950-5114

Re: Citi CLI

asanch12 — Wed, 20 Oct 2010 04:11:36 GMT

so i logged into my account and saw that the CLI option was there (usually disappears after). so i clicked it and it is asking for bank info.

Re: Citi CLI

haulingthescoreup — Wed, 20 Oct 2010 04:20:00 GMT

If you have the "form", where you have to fill out income, etc., it will be a hard inq.

Re: Citi CLI

asanch12 — Wed, 20 Oct 2010 04:52:23 GMT

yeah, thats what i figured. i was just posting that for USC08.

thanks HTSU, your info is always greatly appreciated

Re: Citi CLI

tray — Wed, 20 Oct 2010 11:11:27 GMT

A few days ago I log into my account saw the cli link and there was a hard form present I did have a credit balance on my account at that time, since then I have been using my cc and now I checked my account hit the cli link and no hard form, just stating cannot request a cli on line, and stating to call and the number, does anyone think this is a good sign for a cli with no HARD pull, thanks for any information.

Re: Citi CLI

Anonymous — Sun, 05 Dec 2010 19:26:26 GMT

Where is the CLI button? I have had a citi card for a while and have never seen a button appear. Maybe I am looking in the wrong spot.

Re: Citi CLI

Gh0st — Sun, 05 Dec 2010 19:31:46 GMT

Tab should be under tools and services.

I got the please call screen. Called and they asked how much i made, approved for +1k ontop of the 4k i had. So try and give them a call if you get that screen.

Re: Citi CLI

ArisGreek — Sun, 05 Dec 2010 23:34:31 GMT

See I'm leery, the Citi folks for my Citi American Airlines World MC says that if I fill the form online it may or may not be a hard pull. They said if I called we would have to do a hard pull. They said the only time it doesn't is if it goes gives you the option when you call to check your balance and says "You may also be eligible for a CLI, please press 2 to check now"....

I get mixed reviews about it. I don't know who to believe. I'd love it on my home depot account by Citi but I'm too scared to do it because a form comes up asking my income and bank info, as well!

Re: Citi CLI

Anonymous — Mon, 06 Dec 2010 00:56:44 GMT

When I click on the "Request a Credit Line Increase", it takes me to the form :-(

If I call the number, will they still force a hard pull? My current credit line is $11,300 and I utilize about $2000 of that each month and PIF. I just don't want to push my luck.

I have a Citi Premiere Pass Mastercard.