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    <title>topic Re: Macys store card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763492#M233881</link>
    <description>&lt;P&gt;My latest discovery is that the reward certificates expire and I'm not always ready to buy something... so now I go to the store and purchase a gift card and pay with the certificates, as gift cards never expire!!&amp;nbsp; One lady told me I could not do it and I told her she was wrong and when she called she found out she could, so don't let anyone tell you no!&lt;/P&gt;</description>
    <pubDate>Fri, 22 Oct 2010 21:38:25 GMT</pubDate>
    <dc:creator>Creditaddict</dc:creator>
    <dc:date>2010-10-22T21:38:25Z</dc:date>
    <item>
      <title>Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763214#M233845</link>
      <description>I was just upgraded to the Macys gold store card. I don't have the amex version because I don't like the fact that they are different accounts on one card. My question is do you get extra benefits when you obtain these different card levels with the store card?</description>
      <pubDate>Fri, 22 Oct 2010 16:34:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763214#M233845</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-22T16:34:09Z</dc:date>
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    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763222#M233846</link>
      <description>&lt;P&gt;I don't believe you will really see differences until you reach Platinum and Elite, at which point you start earning $25 awards instead of $10 and you have like 12 free wrapping or something... it also use to include free shipping but Macy's got cheap and took that reward away.&lt;/P&gt;</description>
      <pubDate>Fri, 22 Oct 2010 16:43:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763222#M233846</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2010-10-22T16:43:44Z</dc:date>
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    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763490#M233880</link>
      <description>&lt;P&gt;When you log on to your account, you can click on the Macys store cards and see the specific rewards.&amp;nbsp; They sometimes have a brochure at the checkout that does the same thing.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I believe the gold level starts to earn star rewards certificates.&amp;nbsp;&lt;/P&gt;&lt;P&gt;You'll get $10 star rewards certificates based on 1.5% of Macy's purchases.&lt;/P&gt;&lt;P&gt;Platinum and Elite receive $25 star rewards certificates based on 3% of Macy's purchases.&lt;/P&gt;&lt;P&gt;Red gets nuttin'.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So, congrats!&amp;nbsp; Those star rewards are good on anything in the store.&amp;nbsp; Combine them with some great sales, coupons and you've got a great deal!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Love my Macy's!&lt;/P&gt;</description>
      <pubDate>Fri, 22 Oct 2010 21:34:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763490#M233880</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-22T21:34:27Z</dc:date>
    </item>
    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763492#M233881</link>
      <description>&lt;P&gt;My latest discovery is that the reward certificates expire and I'm not always ready to buy something... so now I go to the store and purchase a gift card and pay with the certificates, as gift cards never expire!!&amp;nbsp; One lady told me I could not do it and I told her she was wrong and when she called she found out she could, so don't let anyone tell you no!&lt;/P&gt;</description>
      <pubDate>Fri, 22 Oct 2010 21:38:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/763492#M233881</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2010-10-22T21:38:25Z</dc:date>
    </item>
    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/766024#M234335</link>
      <description>Thanks for the responses. I decided to place a call today to see what the benefits were to the gold card and apparently there are none! I guess you need the amex version to receive any special benefits. I then asked why was I being upgraded and the CSR replied because I have spent more than $499. I don't really understand why they would have different card levels for the store card if there are no benefits to it. It seems like a waste to me.</description>
      <pubDate>Wed, 27 Oct 2010 16:35:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/766024#M234335</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-27T16:35:09Z</dc:date>
    </item>
    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/766094#M234348</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Thanks for the responses. I decided to place a call today to see what the benefits were to the gold card and apparently there are none! I guess you need the amex version to receive any special benefits. I then asked why was I being upgraded and the CSR replied because I have spent more than $499. I don't really understand why they would have different card levels for the store card if there are no benefits to it. It seems like a waste to me.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Platinum and Elite for sure have perks, but now that they did away with free shipping, I found that to be the best part... but you start earning $25 certificates in those levels.&lt;/P&gt;</description>
      <pubDate>Wed, 27 Oct 2010 18:04:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/766094#M234348</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2010-10-27T18:04:24Z</dc:date>
    </item>
    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/768656#M234799</link>
      <description>&lt;P&gt;How much do you have to spend to reach those levels?&amp;nbsp; My guess, is the color of your card is psychological -- it makes the customer feel as though they're "wining a game" or "achieving levels" which makes the consumer want to spend even more!&lt;/P&gt;</description>
      <pubDate>Mon, 01 Nov 2010 19:19:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/768656#M234799</guid>
      <dc:creator>ShootingStar</dc:creator>
      <dc:date>2010-11-01T19:19:38Z</dc:date>
    </item>
    <item>
      <title>Re: Macys store card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/768682#M234803</link>
      <description>&lt;P&gt;&lt;A target="_blank" rel="nofollow" href="http://www.macys.com/service/credit/overview.ognc"&gt;http://www.macys.com/service/credit/overview.ognc&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="macy's store rewards.jpg" src="http://ficoforums.myfico.com/t5/image/serverpage/image-id/506i286A5BECD9308857/image-size/original?v=mpbl-1&amp;amp;px=-1" alt="macy's store rewards.jpg" align="center" border="0" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I think the rewards used to vary according to the card fanciness, but this seems to have changed. Maybe you get more coupons or stuff?:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN style="clear: both;"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;DIV class="rewardsLandingSectionText"&gt;&lt;A target="_blank" rel="nofollow"&gt;&lt;/A&gt;Macy's Card&lt;BR /&gt;&lt;UL&gt;&lt;LI&gt;&lt;STRONG&gt;3% Rewards&lt;/STRONG&gt; on nearly everything you buy with a Macy's Card† at select Macy's stores* and macys.com.&lt;/LI&gt;&lt;LI&gt;&lt;STRONG&gt;Shop and make a purchase&lt;/STRONG&gt; using your keytag any 5 days in a 12 month period at Macy's to get your Rewards Card with your total rewards.&lt;/LI&gt;&lt;LI&gt;&lt;STRONG&gt;No Merchandise Exclusions. No kidding.&lt;/STRONG&gt; Use your Rewards Card on all your favorite brands in store or online. Exceptions? You can't redeem it for cash or use it as a payment or credit on your Macy's account.&lt;/LI&gt;&lt;/UL&gt;&lt;SPAN&gt;CARDHOLDER BENEFITS&lt;BR /&gt;&lt;/SPAN&gt;&lt;UL&gt;&lt;LI&gt;&lt;STRONG&gt;Monthly coupons&lt;/STRONG&gt; and savings passes for fashion and home.&lt;/LI&gt;&lt;LI&gt;&lt;STRONG&gt;Online account management&lt;/STRONG&gt; at &lt;A target="_blank" rel="nofollow" href="http://www.macys.com/mymacyscard"&gt;www.macys.com/mymacyscard&lt;/A&gt;.&lt;/LI&gt;&lt;LI&gt;&lt;STRONG&gt;Easy Returns&lt;/STRONG&gt; when you use your Macy's Card even without a receipt.**&lt;/LI&gt;&lt;/UL&gt;&lt;/DIV&gt;&lt;DIV class="rewardsLandingSectionText"&gt;eta URL for the rewards copy/paste: &lt;A rel="nofollow" target="_blank" href="http://www1.macys.com/m/rewards/shop-my-macys-rewards/index"&gt;http://www1.macys.com/m/rewards/shop-my-macys-rewards/index&lt;/A&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 01 Nov 2010 20:07:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macys-store-card/m-p/768682#M234803</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2010-11-01T20:07:16Z</dc:date>
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