topic Re: Credit union that does not pull Chex System for Savings? in Credit Cards

Credit union that does not pull Chex System for Savings?

keikdasneak — Fri, 22 Oct 2010 21:20:50 GMT

I am interested in which credit unions do not pull ChexSystem for opening a savings account?

I have PenFed already but they are very strict with there loan applications, to many people getting denied with 720+ scores.

Thanks

Re: Credit union that does not pull Chex System for Savings?

Pushto700 — Fri, 22 Oct 2010 21:25:22 GMT

@keikdasneak wrote:
I am interested in which credit unions do not pull ChexSystem for opening a savings account?

I have PenFed already but they are very strict with there loan applications, to many people getting denied with 720+ scores.

Thanks

Most will do Chex Inquiries from the onset and simply open the savings without denial unless you apped for a checking. Stanford Federal CU in Palo Alto is one.

Re: Credit union that does not pull Chex System for Savings?

keikdasneak — Fri, 22 Oct 2010 21:47:14 GMT

I want to open a savings account with AllIANT. But would they denie me for savings only?

Re: Credit union that does not pull Chex System for Savings?

Pushto700 — Fri, 22 Oct 2010 23:02:33 GMT

@keikdasneak wrote:
I want to open a savings account with AllIANT. But would they denie me for savings only?

You can check online and simply apply for a savings only, and allow the docs to come, etc. The only kicker is if they deny you outright, but just simply applying ofr a savings should not hurt. Pretty sure they will do a chex inq regardless, but just open a savings w/o any type of ATM access.

Re: Credit union that does not pull Chex System for Savings?

Anonymous — Fri, 22 Oct 2010 23:21:36 GMT

@Pushto700 wrote:
@keikdasneak wrote:
I want to open a savings account with AllIANT. But would they denie me for savings only?
You can check online and simply apply for a savings only, and allow the docs to come, etc. The only kicker is if they deny you outright, but just simply applying ofr a savings should not hurt. Pretty sure they will do a chex inq regardless, but just open a savings w/o any type of ATM access.

If that was Alliant we are talking about, applying for a savings account will result in a hard on EQ and a chex check.

Re: Credit union that does not pull Chex System for Savings?

keikdasneak — Sat, 23 Oct 2010 01:58:40 GMT

Yeah that is exactly what i was thinking. I don't want a pointless inq.

Re: Credit union that does not pull Chex System for Savings?

MidnightOwl — Sat, 23 Oct 2010 16:13:29 GMT

I got a checking & savings account with Navy FCU and they didn"t pull chex on me>

Re: Credit union that does not pull Chex System for Savings?

keikdasneak — Sat, 23 Oct 2010 18:30:49 GMT

I can't join that CU... anything else?

Re: Credit union that does not pull Chex System for Savings?

Anonymous — Sat, 23 Oct 2010 20:41:49 GMT

I know it's not a CU but Suntrust does not pull Chex I know this from personal experience LOL