topic Re: amex fr - charge cl in Credit Cards

amex fr - charge cl

Red1Blue — Thu, 28 Oct 2010 14:08:24 GMT

Does any one know if your amex charge account is in FR and they assigned a set credit limit, if that limit shows up on your credit report or will it still show as regular charge account with no preset spending limit?

Re: amex fr - charge cl

llecs — Thu, 28 Oct 2010 14:14:44 GMT

Everything was the same after my FR. No limit was reported and the high balance bumps around with usage.

I swear EX did change though. The word "revolving" was added to my EX report as pulled directly from the CRA. However, others have reported the same and my $7000 preset limit certainly never reported anywhere.

Re: amex fr - charge cl

score_building — Thu, 28 Oct 2010 14:38:00 GMT

My preset limit showed up online at the amex website as well as on my CBR.

Re: amex fr - charge cl

Creditaddict — Thu, 28 Oct 2010 17:52:25 GMT

@Red1Blue wrote:
Does any one know if your amex charge account is in FR and they assigned a set credit limit, if that limit shows up on your credit report or will it still show as regular charge account with no preset spending limit?

I had to go look, my Zync has a hard limit of 3k right now and it is not reported on the CR, just shows current balance and the highest balance I have had on the card.

Re: amex fr - charge cl

mross1080 — Thu, 28 Oct 2010 18:11:52 GMT

I just checked and all my reports do not show a limit.