topic Citi CLI Question in Credit Cards

Citi CLI Question

Anonymous — Tue, 02 Nov 2010 02:00:02 GMT

Why is it that some people can request a CLI an it's granted with a soft pull an others like myself have to take a hard? Had my card over 6 months with a 2300 CL.

Re: Citi CLI Question

DI — Tue, 02 Nov 2010 03:04:53 GMT

I received my card July 09 with a credit line of $4000. I have yet to receive a CLI. I always get the form. Now I get a message saying to call customer service whenever I hit the button to check.

Re: Citi CLI Question

Anonymous — Tue, 02 Nov 2010 03:18:14 GMT

citi likes heavy spending and many balance transfer

if you have 5000 limit , and spend only 300 a month, there is no reason they ll give more ..

Re: Citi CLI Question

Anonymous — Tue, 02 Nov 2010 03:34:41 GMT

My card has been ran up to the max twice an i paid it off so don't really get that.

Re: Citi CLI Question

moonman — Tue, 02 Nov 2010 03:38:42 GMT

@Anonymous wrote:
My card has been ran up to the max twice an i paid it off so don't really get that.

You should see the request cli link after the first 5th or 6th month. be patient it will happen for you

Re: Citi CLI Question

Anonymous — Tue, 02 Nov 2010 03:51:28 GMT

@moonman wrote:
You should see the request cli link after the first 5th or 6th month. be patient it will happen for you

The CLI button has been there for that past 3 months but i have to always fill out a forum which i'm sure that would be a hard.

Re: Citi CLI Question

asanch12 — Tue, 02 Nov 2010 04:17:08 GMT

yeah, that may be the case. i started with 6000 and BT'd to about 4k, and then requested the CLI 6 months later when the prompt to call came up. I got an instant 2100, BT'd again and 3 months later another 2100. i paid them off and now have a 10,200 limit and i haven't had the card a year.

Re: Citi CLI Question

tray — Wed, 03 Nov 2010 10:54:14 GMT

I have a platinium select card with citi, I did sign up with autopay to pay my account online and citi does have my bank account information, I have had my card since March30 of this year and have recieved 2 cli's no hard pull. Maybe that is an option you can consider and then see if you still get the bank information form to fill out, but if you carry a balance on your card, citi takes the whole amount out of your bank for payment when it is due.

Re: Citi CLI Question

tray — Wed, 03 Nov 2010 10:57:47 GMT

@DI wrote:
I received my card July 09 with a credit line of $4000. I have yet to receive a CLI. I always get the form. Now I get a message saying to call customer service whenever I hit the button to check.

When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old

Re: Citi CLI Question

Anonymous — Wed, 03 Nov 2010 17:41:57 GMT

@tray wrote:
@DI wrote:
I received my card July 09 with a credit line of $4000. I have yet to receive a CLI. I always get the form. Now I get a message saying to call customer service whenever I hit the button to check.
When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old

I get the message to call. Is it an automated system or a live agent you talk to? And do they just ask the standard questions (income, how much you want) or do they go more in depth?

Re: Citi CLI Question

DI — Wed, 03 Nov 2010 18:07:00 GMT

@Anonymous wrote:

@tray wrote:
@DI wrote:
I received my card July 09 with a credit line of $4000. I have yet to receive a CLI. I always get the form. Now I get a message saying to call customer service whenever I hit the button to check.
When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old
I get the message to call. Is it an automated system or a live agent you talk to? And do they just ask the standard questions (income, how much you want) or do they go more in depth?

I just called and got an ncrease to $5000. I was transferred to an account manager after stating I didn't want a hard inquiry on my report. I hope I didn't sell myself short by asking for only $1000 increase. They only asked for income.

Re: Citi CLI Question

tray — Wed, 03 Nov 2010 19:41:10 GMT

@Anonymous wrote:

@tray wrote:
@DI wrote:
I received my card July 09 with a credit line of $4000. I have yet to receive a CLI. I always get the form. Now I get a message saying to call customer service whenever I hit the button to check.
When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old
I get the message to call. Is it an automated system or a live agent you talk to? And do they just ask the standard questions (income, how much you want) or do they go more in depth?

No automatic system you talk to customer service, I usually say there was a message on my online account to call for a cli, questions asked is what is your yearly income and how much you want, I normally say a high amount but citi must have an amount already set up as they come back with a different amount for a cli and that is all the questions that is asked. Good Luck

Re: Citi CLI Question

tray — Wed, 03 Nov 2010 19:43:03 GMT

Congratulations DI on your cli