topic Re: walmart criteria in Credit Cards

walmart criteria

creditchild — Tue, 02 Nov 2010 21:29:12 GMT

hi does anyone know the score criteria for walmart? i want to apply,also

which cra they pull from? my scores are fico(TU 623 EQ633) i just dont want to

waste a hard pull. also i have a bk from 2007. i have a ($500 cap one card

and a $300 orchard card) also i just got a new car loan 2months ago,so

just want a insight on should i apply or not.

thanks

Re: walmart criteria

mross1080 — Tue, 02 Nov 2010 22:01:45 GMT

As long as you have good util. I say your good. From what ive read walmart is bk friendly and they seem to approve in the score range most of the time. They pulled TU for me and I had a ton of inqs at the time that I applied.

Re: walmart criteria

Anonymous — Tue, 02 Nov 2010 22:18:59 GMT

I just applied yesterday, For me Walmart pulled EQ in IL, at time of pull 646 score and received $700

I had BK in 2004- discharged, 1 collection, a few lates and about 4 inq. My balance on my other CCs were zero. But as stated above if its not to bad with the util you should be fine.

Re: walmart criteria

scottwagnon — Tue, 02 Nov 2010 22:45:11 GMT

who knows they might give you a walmart discover instead.. thats even better!

Re: walmart criteria

Anonymous — Tue, 02 Nov 2010 22:48:26 GMT

Go for it..

Are your scores EQ 763? You may just get it..

Re: walmart criteria

creditchild — Tue, 02 Nov 2010 23:26:54 GMT

just found out the wal- mart is not available, wow!

Re: walmart criteria

mross1080 — Wed, 03 Nov 2010 02:38:02 GMT

What do you mean its not available?

Re: walmart criteria

scottwagnon — Wed, 03 Nov 2010 02:50:58 GMT

i already have a walmart discover with a lousy 800 usd limit and 23% apr.. blah.... i got it because its a discover and it provides free financing 12 to 18 months on any purchase 250 and over. i was interested in purchasing a rug doctor and since they sell at walmart. but the card has no annual fee. all 8 of my bank cards have no annual fee.