topic Re: Can anyone join USAA?? in Credit Cards

Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 01:15:49 GMT

I would like to join and use their credit monitoring service and apply for a CC...

Re: Can anyone join USAA??

JagerBombs89 — Sun, 07 Nov 2010 05:10:05 GMT

https://www.usaa.com/inet/ent_utils/McStaticPages?key=why_choose_usaa_eligibility_main

Choose which applies for you!

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 15:17:18 GMT

Or you can be like every other USAA member and join the military or be the spouse or children of one

Re: Can anyone join USAA??

Red1Blue — Sun, 07 Nov 2010 15:39:23 GMT

For credit card and bank accounts any one can join. To get insurance you have to be a member of armed forces or related to one in the armed forces.

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 19:08:29 GMT

@Red1Blue wrote:
For credit card and bank accounts any one can join. To get insurance you have to be a member of armed forces or related to one in the armed forces.

related to an existing member? or just someone in the armed services.

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 19:29:12 GMT

For instance I have been in the Army for 13 years and my wife and children are automatically members and they have have their own usaa numbers. Either your parents or spuse have to be full members to become full members. If your children are members you can't become a full member. Hope this helps

Re: Can anyone join USAA??

smallfry — Sun, 07 Nov 2010 19:40:31 GMT

@Red1Blue wrote:
For credit card and bank accounts any one can join. To get insurance you have to be a member of armed forces or related to one in the armed forces.

I dunno about this. My son is in the Navy and is a member and I can't find a way to join.

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 20:55:41 GMT

that is correct you cant join because it does not flow from children to parents only parents to children

Re: Can anyone join USAA??

laz98 — Sun, 07 Nov 2010 21:35:21 GMT

@Red1Blue wrote:
For credit card and bank accounts any one can join. To get insurance you have to be a member of armed forces or related to one in the armed forces.

it says my gf is ineligible for pretty much everything. very annoying.

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 22:02:47 GMT

actually unless the spouse is a military member, they can have their eligibility terminated on divorce.

I also do not like their unrecognition of Domestic partners/same sex spouses.

NFCU is the one that is lenient (and onl yrecently) in regards to relationship with a sponsoring member.

Re: Can anyone join USAA??

Anonymous — Sun, 07 Nov 2010 22:11:09 GMT

USAA is specifically for people who make a sacrifice that 99% of the population will never do and that is joining the armed forces. I am very happy that USAA is only available for specific people. My car insurance with them is better than you can possibly imagine. Everybody wants to be a part of USAA, well do what I did 13 years ago join the military and the you can become "full" members. The way I see it everyone should be thankful that you can even bank with them, because they really are one of the best banks in america

Re: Can anyone join USAA??

MidnightOwl — Sun, 07 Nov 2010 23:31:36 GMT

Yes, you can join USAA. I joined in June of this year & I'm not in the military. The only products a non-military member can't get is auto & home insurance. Also, you can apply for a credit card with them but, it can't be their secured card because it's a pilot program and it's only given to military members but, you can apply for their regular unsecured credit cards. So, in a nut shell, you qualify for all their banking products except the insurance & secured card that I mentioned. I called USAA last week just to clarify their stand on the secured card issue & the CSR assured me that they will only issue them to military members now. They said they are well aware that some people were able to sneak in a application who aren't military but, they are putting a stop to it. I opened a checking & savings account the same day that I got USAA-CCMP. I have no problems with USAA, they have been pretty good to me. The CSR did tell me that they may open up the secured card program to everyone soon.

Re: Can anyone join USAA??

smallfry — Sun, 07 Nov 2010 23:44:04 GMT

@MidnightOwl wrote:
Yes, you can join USAA. I joined in June of this year & I'm not in the military. The only products a non-military member can't get is auto & home insurance. Also, you can apply for a credit card with them but, it can't be their secured card because it's a pilot program and it's only given to military members but, you can apply for their regular unsecured credit cards. So, in a nut shell, you qualify for all their banking products except the insurance & secured card that I mentioned. I called USAA last week just to clarify their stand on the secured card issue & the CSR assured me that they will only issue them to military members now. They said they are well aware that some people were able to sneak in a application who aren't military but, they are putting a stop to it. I opened a checking & savings account the same day that I got USAA-CCMP. I have no problems with USAA, they have been pretty good to me. The CSR did tell me that they may open up the secured card program to everyone soon.

Last time I checked I did not fit any of the criteria. I do not live in Texas or work for any organization that is an eligibility. Maybe you can tell me how I can join cause it doesn't seem open to the general public at all.

Re: Can anyone join USAA??

MidnightOwl — Sun, 07 Nov 2010 23:58:14 GMT

I live in Delaware so, trust me, you qualify. Call USAA & ask a CSR for a member number so you can obtain their credit monitoring service, once you get the member number you can apply for a checking & savings account. You have to have a member number which they will give you once you call them. Like I said on my other post, I opened a checking & savings acct. after they gave me the member number. My original plan was just to use their monitoring service but, once I found out I was allowed to obtain their banking products I went for it. As I said earlier, the only things you won't be able to get is the home & auto insurance or their secured card but, you qualify for their regular credit cards. I know it seems strange that the secured card is limited to military only but, if your credit is ok you shouldn't have any trouble getting 1 of their cards. I was going to apply for their card but, I got into Navy Federal CU when they did the merger with USA fed & I decided to open up a credit card account with Navy instead Call them & get a member number & you should be fine. It doesn't matter where you live to get their banking products..

Re: Can anyone join USAA??

smallfry — Mon, 08 Nov 2010 04:19:43 GMT

Might just do that. Thanks.

Re: Can anyone join USAA??

haulingthescoreup — Mon, 08 Nov 2010 04:31:04 GMT

@Anonymous wrote:
USAA is specifically for people who make a sacrifice that 99% of the population will never do and that is joining the armed forces. I am very happy that USAA is only available for specific people. My car insurance with them is better than you can possibly imagine. Everybody wants to be a part of USAA, well do what I did 13 years ago join the military and the you can become "full" members. The way I see it everyone should be thankful that you can even bank with them, because they really are one of the best banks in america

I understand what you're saying, and I'm a happy USAA member, qualifying as a then-dependent of a career Army officer. He died of service-connected conditions, as did my uncle, also a career Army officer. I am eternally grateful for their service, and I am very aware of the sacrifices that they made.

During the last few years, USAA has cautiously expanded its membership to include those who haven't served in the armed forces. (And I'm also delighted that they now invite all those who have been in uniform, whether officers or warrant officers or enlisted.) Non-military members don't have access to the full range of products, and the same is true for those who qualify via non-traditional means (parents of members, etc.) But they are being invited in by USAA.

This thread is meant to help those who might be eligible through these alternative means. As USAA has decided to welcome these people in, I do so as well.

Thank you for your service.

Re: Can anyone join USAA??

Itsmeagain — Mon, 08 Nov 2010 20:42:04 GMT

LAZ and Smallfry,

You are most certainly eligible. I joined last year and received the largest CL yet . . . . $14,200. I also have checking and savings. Here, I have copied the information from the link USAA Eligibility: https://www.usaa.com/inet/ent_utils/McStaticPages?key=why_choose_usaa_eligibility_main

Scroll down and click on "Other Individuals".

Other Individuals

USAA's investment products, most checking and savings products, credit cards, life insurance, and shopping and discounts are available to other individuals. While auto and property insurance policies are not available due to membership eligibility requirements, we can still help.

The following products are available to other individuals:

Product Availability Insurance Banking Investments Shopping and Discounts

Life insurance
Auto insurance not available through USAA. Please call 1-888-870-8096.
Property insurance not available through USAA.

Checking and Savings
Checking for Teens and College Students
Youth Savings
Certificates of Deposit (CDs)
CD IRAs
Prepaid Card
Credit Cards

All products

Re: Can anyone join USAA??

laz98 — Tue, 09 Nov 2010 00:30:03 GMT

Itsmeagain wrote:

LAZ and Smallfry,

You are most certainly eligible. I joined last year and received the largest CL yet . . . . $14,200. I also have checking and savings. Here, I have copied the information from the link USAA Eligibility: https://www.usaa.com/inet/ent_utils/McStaticPages?key=why_choose_usaa_eligibility_main

thanks. i do belong to USAA, & so does my gf, but she doesn't qualify for anything except checking & savings, it seems. every time she tries to apply for something else (even if we aren't really trying to apply, just to test it out), she gets that same @#$% error saying she is not eligible. i emailed USAA about it yesterday; i'm waiting for a response. i myself won't app for any of their products until my baddies come off my reports.

Re: Can anyone join USAA??

Itsmeagain — Tue, 09 Nov 2010 10:40:28 GMT

@laz98 wrote:
thanks. i do belong to USAA, & so does my gf, but she doesn't qualify for anything except checking & savings, it seems. @every time she tries to apply for something else (even if we aren't really trying to apply, just to test it out), she gets that same @#$% error saying she is not eligible. i emailed USAA about it yesterday; i'm waiting for a response. i myself won't app for any of their products until my baddies come off my reports.

That's bizarre. If you don't receive a satisfactory answer, I would just call. Their CSR's seem knowledgeable and friendly. After all, it DOES state that anyone is eligible for their CC products.

Please keep us informed.

IMA

Re: Can anyone join USAA??

Anonymous — Tue, 09 Nov 2010 10:44:28 GMT

Is this the message you get?

Thank You for Your Interest

This product or service is unavailable due to eligibility requirements, state or foreign restrictions, or other information drawn from your Personal Profile.

If you have a permanent U.S. address or have recently returned to the United States, try updating yourPersonal Profile. This may enable you to establish new accounts or obtain online quotes and applications.

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