topic Re: American Express Reporting in Credit Cards

American Express Reporting

Anonymous — Tue, 09 Nov 2010 03:20:33 GMT

When does AMEX report and update?? I'm curious to see what effects some recent payments might have on my FICO score but don't want to waste my one SCORE WATCH update..

Re: American Express Reporting

Anonymous — Tue, 09 Nov 2010 03:34:19 GMT

Is it a new account?

If it is an established account it will report according to your statement date.

If it is a new account I have heard it takes about 6 weeks or so.

Good Luck.

Re: American Express Reporting

Anonymous — Tue, 09 Nov 2010 03:54:44 GMT

this is a established account. I was just curious.. I know some CCC report at different times, wasn't sure about AMEX so thanks..

Re: American Express Reporting

llecs — Tue, 09 Nov 2010 03:58:35 GMT

Yep. It's generally around your statement date. I have a Green and it conformed with the way they used to report (and maybe they still do for some, I dunno) in that they would report the balance you had at the statement date of the following month and report that one month later. For me, sometime this spring, they changed the reporting and now report like any other CC. For mine, they'll update the statement balance and report that within a day or two or three on EX and EQ and then report that balance up to a few days later on TU.

Re: American Express Reporting

blazerein — Tue, 09 Nov 2010 04:59:02 GMT

My Zync reported after 6 weeks.

Re: American Express Reporting

Anonymous — Tue, 09 Nov 2010 13:19:31 GMT

Man I don't want my Zync or SPG to report. My TU is 767 and I know that once they report I'm saying goodbye to some points.